1716 7th St SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 1716 7th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.286 acres (12,484 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,196 (2026)
Deeds & Mortgages	Nov 2018 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17.01486.00`

Property Details

APN / Parcel Number

Primary APN	`17.01486.00`

Exterior

Lot Area	12,484 sqft (0.286 acres)

Location & Zoning

Street Address	1716 7TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-1353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-036 RANGE-030 OAKWOOD HEIGHTS LOT-003 BLOCK-004
Legal Range	030
Legal Township	036
Legal Section	31
Legal Subdivision	OAKWOOD HEIGHTS
Legal Block	4
Legal Lot Number	3
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3005
Census Tract	21201

Owner

Source: Benton County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1716 7TH ST SE, SAINT CLOUD, MN 56304-1353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	1716 7TH ST SE, SAINT CLOUD, MN 56304-1353
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000432600
Date	Nov 2, 2018
Instrument	432600

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2043

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	1716 7TH ST SE, SAINT CLOUD, MN 56304-1353
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000456381
Date	Oct 28, 2021
Instrument	456381

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	232 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,196.00 (+4.51%) Homeowner's exemption	$254,400 (-) Land $50,000 Building $204,400	$254,400 (-) Land $50,000 Building $204,400
2023	$3,058.00	$254,400 Land $50,000 Building $204,400	$254,400 Land $50,000 Building $204,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on 7th St SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures