1732 7th St SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 1732 7th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.529 acres (23,083 sqft)
Owner	Individual Name on Record
Last Sale	$371,251 (Aug 2024)
Tax Bill	$4,946 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17.01489.00`

Property Details

APN / Parcel Number

Primary APN	`17.01489.00`

Exterior

Lot Area	23,083 sqft (0.529 acres)

Location & Zoning

Street Address	1732 7TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-1353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-036 RANGE-030 OAKWOOD HEIGHTS LOT-006 BLOCK-004
Legal Range	030
Legal Township	036
Legal Section	31
Legal Subdivision	OAKWOOD HEIGHTS
Legal Block	4
Legal Lot Number	6
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3005
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1732 7TH ST SE, SAINT CLOUD, MN 56304-1353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK
Nov 9, 2021	Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2024 · Amount on Record
Deed Sale	Aug 14, 2024 · Amount on Record
Prior Sale	Jun 3, 2022 · Amount on Record
Deed Document Number	2024473106
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jun 3, 2022
Property Address	1732 7TH ST SE, SAINT CLOUD, MN 56304-1353
Document Number	0000460984
Instrument Date	May 27, 2022
Instrument	460984
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,101.34
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1732 7TH ST SE, SAINT CLOUD, MN 56304-1353

Mortgage

Document Number	0000460985
Date	Jun 3, 2022
Instrument	460985

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	Other
Max Rate	8.5%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Nov 9, 2021
Property Address	1732 7TH ST SE, SAINT CLOUD, MN 56304-1353
Document Number	0000456672
Instrument Date	Oct 29, 2021
Instrument	456672
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1732 7TH ST SE, SAINT CLOUD, MN 56304-1353

Mortgage

Document Number	0000456673
Date	Nov 9, 2021
Instrument	456673

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,946.00 (+18.5%) Homeowner's exemption	$317,600 (-) Land $50,000 Building $267,600	$317,600 (-) Land $50,000 Building $267,600
2025	$4,174.00 (+6.64%) Homeowner's exemption	$317,600 (-) Land $50,000 Building $267,600	$317,600 (-) Land $50,000 Building $267,600
2023	$3,914.00	$317,600 Land $50,000 Building $267,600	$317,600 Land $50,000 Building $267,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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