196 Watersedge Ln, Smithfield, NC 27577 Property Records

Johnston County property record for 196 Watersedge Ln, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,235 sqft · built 2019
Lot Size	1.49 acres (64,904 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jun 2026)
Tax Bill	$2,474 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15M14004G`

Property Details

APN / Parcel Number

Primary APN	`15M14004G`
Alternative APNs	`2000218860` `2000252202`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,235 sqft Living Area
Gross Area	3,071 sqft
1st Floor Area	1,559 sqft
Attic	Attic
Attic Area	676 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	64,904 sqft (1.49 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000252202
Street Address	196 WATERSEDGE LN
City	SMITHFIELD
State	NC
Zip	27577-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 18 WATERVIEW 70/496
Legal Subdivision	WATERVIEW SUBDIVISION
Legal Lot Number	18
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2027
Census Tract	40600

Owner

Source: Johnston County records · APN 15M14004G

Assessment roll updated September 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	196 WATERSEDGE LN, SMITHFIELD, NC 27577-9715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer · FHA Mortgage DFT2 FINANCIAL LLC
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 10, 2019	Warranty Deed, Transfer · Conventional with PMI TAYLOR MORRISON HOME FUNDING
Aug 07, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Jul 27, 2022 · Amount on Record
Deed Document Number	202620325
Deed Book / Page	7137 / 205
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jun 24, 2026
Property Address	196 WATERSEDGE LN, SMITHFIELD, NC 27577-9715
Document Number	0000020325
Book / Page	7137 / 205
Instrument Date	Jun 15, 2026
Instrument	202620325
Transaction Type	Transfer
Record Updated	Jul 02, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$76,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 WATERSEDGE LN, SMITHFIELD, NC 27577-9715

Mortgage

Document Number	0000020326,
Date	Jun 24, 2026
Book Page	7137/209
Instrument	202620326

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.36%
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jul 27, 2022
Property Address	196 WATERSEDGE LN, SMITHFIELD, NC 27577-9715
Document Number	0000820529
Book / Page	6309 / 498
Map Reference	MB 70 PG 495-498
Instrument Date	Jul 18, 2022
Instrument	2022820529
Transaction Type	Transfer
Record Updated	Aug 04, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	196 WATERSEDGE LN, 196, SMITHFIELD, NC 27577-9715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 WATERSEDGE LN, SMITHFIELD, NC 27577-9715

Mortgage

Document Number	0000820530
Date	Jul 27, 2022
Book Page	6309/500
Instrument	2022820530

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	May 10, 2019
Property Address	196 WATERSEDGE LN, SMITHFIELD, NC 27577-9715
Document Number	0000611619
Book / Page	005344 / 000766
Instrument Date	Apr 29, 2019
Instrument	611619
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$458.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	196 WATERSEDGE LN SMITHFIELD NC 27577, SMITHFIELD, NC 27577

Mortgage

Document Number	611620
Date	May 10, 2019
Book Page	005344/000768
Instrument	611620

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 09, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Aug 07, 2018
Property Address	196 WATERSEDGE LN, SMITHFIELD, NC 27577-9715
Document Number	0000580578
Book / Page	005196 / 000942
Instrument Date	Aug 06, 2018
Instrument	580578
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1830 STEWART RD FOUR OAKS NC 275248745, FOUR OAKS, NC 27524-8745

Tax Assessment & Valuation

Source: Johnston County records · Assessment roll updated September 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,474.00 (+27.13%)	$389,710 (+62.13%) Land $75,000 Building $314,710	$389,710 (+62.13%) Land $75,000 Building $314,710
2023	$1,946.00	$240,370 Land $30,000 Building $210,370	$240,370 Land $30,000 Building $210,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2016–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Nov 2020 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 35 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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