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172 Ruth Rd, Freeport, FL 32439 Property Records

Walton County property record for 172 Ruth Rd, Freeport, FL 32439 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,030 sqft · built 1950
Lot Size0.371 acres (16,161 sqft)
Owner2 Individual Names on File
Tax Bill$998 (2025)
Deeds & MortgagesJan 2022 Transfer
Flood ZoneZone X (moderate risk)
APN13-1S-20-32010-002-0070

Property Details

APN / Parcel Number

Primary APN13-1S-20-32010-002-0070
Alternative APNs
  • 13-120-32010-002-0070
  • 1018487

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,030 sqft Living Area
Gross Area2,923 sqft
1st Floor Area2,030 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area16,161 sqft (0.371 acres)
Lot Dimensions135 ft deep x 120 ft wide
PorchEnclosed/Unfinished Porch
Porch Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address172 RUTH RD
CityFREEPORT
StateFL
Zip32439-2459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 7 & 8 BLK 2 BAYSHORE RESORT UNRECORDED S/D LOT 7 ALSO DESC AS:COM NW/C SW4 SEC 13-1S-20W,S 1330FT ALG SEC LN,E PERPENDICULAR TO SEC LN 360FT FOR POB;E 135FT,S 60 FT,W 135FT,N 60FT TO POB. LOT 8 ALSO DESC AS: BEG NW/C SW4 SEC 13-1S-20W,S 1330FT A
Legal Range020
Legal Township01S
Legal Section13
Legal SubdivisionBAYSHORE RESORT
Legal Block2
Legal Lot Number7,8
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group3
Census Block3003
Census Tract950502

Owner

Source: Walton County records · APN 13-1S-20-32010-002-0070

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7329 STATE HIGHWAY 20 W, FREEPORT, FL 32439-2226
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJan 25, 2022
Transfer Doc0032354469
Record UpdatedJun 08, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateJan 25, 2022
Property Address172 RUTH RD, FREEPORT, FL 32439-2459
Document Number0032354469
Book / Page3235 / 4469
Instrument DateJan 25, 2022
Instrument20220003569
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address172 RUTH RD, 172, FREEPORT, FL 32439-2459

Transferred To (Grantee/Buyer)

NameVerified Name
Address7329 STATE HIGHWAY 20 W, FREEPORT, FL 32439-2226

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$998.00 (+12.9%)$117,010 (+20.68%) Land $80,000 Building $37,010$117,010 (+20.68%) Land $80,000 Building $37,010
2024$884.00 (+0.34%)
2023$881.00 (+356.48%)$96,955 (-5.16%) Land $59,945 Building $37,010$96,955 (-5.16%) Land $59,945 Building $37,010
2022$193.00 Homeowner's exemption$102,235 Land $66,539 Building $35,696$102,235 Land $66,539 Building $35,696

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 57 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims115 (1994–2020)
Claims Outside the SFHA38 of 115
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 17 claims
  • Hurricane Frances, Sep 2004 · 44 claims
  • Hurricane Opal, Oct 1995 · 27 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · above 28% of Florida
Wildfire LikelihoodAbout 1 in 980 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wildstar Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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