Walton County property record for 120 Ruth Rd, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,352 sqft · built 2000 |
| Lot Size | 0.371 acres (16,161 sqft) |
| Owner | Individual Name on File |
| Last Sale | $16,000 (Jan 1996) |
| Tax Bill | $558 (2024) |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-1S-20-32010-002-0030 |
| Primary APN | 13-1S-20-32010-002-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| Gross Area | 2,168 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,161 sqft (0.371 acres) |
| Lot Dimensions | 13.5 ft deep x 12 ft wide |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 248 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1018485 |
|---|---|
| Street Address | 120 RUTH RD |
| City | FREEPORT |
| State | FL |
| Zip | 32439-2459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BAYN |
| Legal Description | LONG DESC OR 127-433 BEING LOTS 3 & 4 BLK 2 BAYSHORE RESORT UNREC OR 1394-140 |
| Legal Range | 20W |
| Legal Township | 01S |
| Legal Section | 13 |
| Legal Subdivision | BAYSHORE RESORT |
| Legal Block | 2 |
| Legal Lot Number | 3-4 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 950502 |
Source: Walton County records · APN 13-1S-20-32010-002-0030
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 RUTH RD, FREEPORT, FL 32439-2459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 22, 1996 · Amount on Record |
| Deed Sale | Jan 22, 1996 · Amount on Record |
| Deed Document Number | 0001394140 |
| Record Updated | Jun 08, 2026 |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $210,102 (+8.68%) Land $80,000 Building $130,102 | $210,102 (+8.68%) Land $80,000 Building $130,102 | |
| 2024 | $558.00 (+6.08%) | ||
| 2023 | $526.00 (-4.36%) Homeowner's exemption | $193,321 (-1.75%) Land $59,945 Building $133,376 | $193,321 (-1.75%) Land $59,945 Building $133,376 |
| 2022 | $550.00 Homeowner's exemption | $196,756 Land $66,539 Building $130,217 | $196,756 Land $66,539 Building $130,217 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 115 (1994–2020) |
| Claims Outside the SFHA | 38 of 115 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 67% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
May also be available: Wildstar Networks.
Based on FCC filings for 18 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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