184 Ruth Rd, Freeport, FL 32439 Property Records

Walton County property record for 184 Ruth Rd, Freeport, FL 32439 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2000
Square Footage2,306 sqft Living Area
Lot Size16,161 sqft (0.371 acres)
OccupancyOwner Occupied
Last Sale$384,200 (2021)
Tax Bill$1,653.00 (2024)

Property Details

APN / Parcel Number

Primary APN13-1S-20-32010-002-0090
Alternative APN
  • 1018488

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,306 sqft Living Area
Gross Area2,538 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2000
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area16,161 sqft (0.371 acres)
Depth X Width13.5 ft x 12 ft Depth x Width
Deck AreaDeck Area
Porch1 Porch
Porch Area520 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1018488
Street Address184 RUTH RD
CityFREEPORT
StateFL
Zip32439-2459
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 9 & 10 BLK 2 BAYSHORE RESORT UNREC S/D BEING MORE PARTICULARLY DESC AS: BEG NW/C OF SW4 OF SEC 13-1S-20W, S 1330FT, E
Legal Range20W
Legal Township01S
Legal Section13
Legal SubdivisionBAYSHORE RESORT
Legal Block2
Legal Lot Number9-10 10
JurisdictionWALTON FL
Minor Civil DivisionFREEPORT
Census Blockgroup3
Census Block3003
Census Tract950502

Owner

Source: Walton County records · APN 13-1S-20-32010-002-0090

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address184 RUTH RD, FREEPORT, FL 32439-2459
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2022Quit Claim Deed, Transfer
Quitclaim Document
Apr 08, 2021Warranty Deed, Transfer · Conventional Mortgage
FEMBI MORTGAGE
Apr 24, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 08, 2021 · Amount on Record
Deed SaleApr 08, 2021 · Amount on Record
Prior SaleApr 08, 2021 · Amount on Record
Deed Doc Number0031914852
Deed Book / Page3191 / 4852
Last Transfer DateJun 13, 2022
Transfer Doc0032554739
Record RefreshedJun 08, 2026

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateJun 13, 2022
Property Address184 RUTH RD, FREEPORT, FL 32439-2459
Document Number0032554739
Book / Page3255 / 4739
Instrument DateJun 10, 2022
Instrument20220027540
Transaction TypeTransfer
Record UpdatedJun 27, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address11 S WILDFLOWER DR, 11, SANTA ROSA BEACH, FL 32459-8769

Transferred To (Grantee/Buyer)

NameVerified Name
Address184 RUTH RD, FREEPORT, FL 32439-2459

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateApr 08, 2021
Property Address184 RUTH RD, FREEPORT, FL 32439-2459
Document Number0031914852
Book / Page3191 / 4852
Instrument DateApr 06, 2021
Instrument20210017103
Transaction TypeTransfer
Record UpdatedDec 30, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,689.40
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1078 COUNTY HIGHWAY 192, 1078, DEFUNIAK SPRINGS, FL 32433-0808

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address184 RUTH RD, FREEPORT, FL 32439-2459

Mortgage

Document Number0031914854
DateApr 08, 2021
Instrument3191/4854
Lender
NameFEMBI MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateApr 24, 2017
Property Address184 RUTH RD, FREEPORT, FL 32439-2459
Document Number0030390805
Book / Page003039 / 000805
Instrument DateApr 24, 2017
Instrument12704
Transaction TypeTransfer
Record UpdatedJun 13, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address184 RUTH RD FREEPORT FL 324392459, FREEPORT, FL 32439-2459

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$249,079 (+6.79%) Land $80,000 Building $169,079$249,079 (+6.79%) Land $80,000 Building $169,079
2024$1,653.00 (-0.6%)
2023$1,663.00 (-3.76%) Homeowner's exemption$233,234 (-1.07%) Land $59,945 Building $173,289$233,234 (-1.07%) Land $59,945 Building $173,289
2022$1,728.00 Homeowner's exemption$235,761 Land $66,539 Building $169,222$235,761 Land $66,539 Building $169,222

Flood & Wildfire

184 Ruth Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone AE
1% annual chance, base flood elevation determined
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood Elevation8.0 ft
vertical datum per the FIRM (NAVD88 on current maps)

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
57th percentile of exposed land nationally · 28th in Florida
Wildfire LikelihoodModerate — about 1 in 980 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ruth Rd

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