169 Ruth Rd, Freeport, FL 32439 Property Records

Walton County property record for 169 Ruth Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1965
Lot Size	0.371 acres (16,161 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jan 2009)
Tax Bill	$75 (2025)
Deeds & Mortgages	Nov 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`13-1S-20-32010-001-0070`

Property Details

APN / Parcel Number

Primary APN	`13-1S-20-32010-001-0070`
Alternative APNs	`13-120-32010-001-0070` `1018477`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,508 sqft
1st Floor Area	1,152 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	16,161 sqft (0.371 acres)
Lot Dimensions	135 ft deep x 120 ft wide
Garage Type	Carport
Carport	Carport
Patio Area	356 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	169 RUTH RD
City	FREEPORT
State	FL
Zip	32439-2462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BYALAQ
Legal Description	LOTS 7 & 8 BLK 1 BAYSHORE RESORT UNREC DESC AS: BEG AT NW/C OF SW1/4 S 1330FT E 345FT S 360FT TO POB, S 120FT, E 135 FT, N 120FT, W 135FT TO POB. OR 2426-1872 OR 2603-4906 OR 2656-108 OR 2667-4596 OR 2684-598 OR 2742-2793 OR 2809-564 OR 3091-2251
Legal Range	020
Legal Township	01S
Legal Section	13
Legal Subdivision	BAYSHORE RESORT
Legal Block	1
Legal Lot Number	7,8
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3003
Census Tract	950502

Owner

Source: Walton County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	169 RUTH RD, FREEPORT, FL 32439-2462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 21, 2009 · Amount on Record
Deed Sale	Jan 21, 2009 · Amount on Record
Prior Sale	Nov 27, 2006 · Amount on Record
Deed Document Number	20091066188
Deed Book / Page	2809 / 564
Last Transfer Date	Nov 15, 2018
Transfer Doc	0030912251
Record Updated	Jun 8, 2026

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Nov 30, 2018
Property Address	169 RUTH RD, FREEPORT, FL 32439-2462
Document Number	0030912251
Book / Page	003091 / 002251
Instrument Date	Nov 15, 2018
Instrument	39908
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 RUTH RD FREEPORT FL 324392462, FREEPORT, FL 32439-2462

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$75.00 Homeowner's exemption Veteran's exemption	$108,210 (-19.04%)	$151,436 (+13.31%) Land $80,000 Building $71,436
2024	$75.00
2023	$75.00 Homeowner's exemption	$133,653 (-3.69%) Land $59,945 Building $73,708	$133,653 (-3.69%) Land $59,945 Building $73,708
2022	$75.00 Homeowner's exemption	$138,777 Land $66,539 Building $72,238	$138,777 Land $66,539 Building $72,238

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	115 (1994–2020)
Claims Outside the SFHA	38 of 115
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 44 claims Hurricane Opal, Oct 1995 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Wildstar Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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