164 Prospect Pl, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 164 Prospect Pl, Rutherford, NJ 07070

Property Summary

Property TypeSingle Family Home
Details2,436 sqft · built 1937
Lot Size0.164 acres (7,148 sqft)
OwnerTrust Name on File
Tax Bill$16,758 (2025)
Deeds & MortgagesJul 2021 Mortgage
Apr 2021 Transfer
Flood ZoneZone X (minimal risk)
APN5600021A00016C

Property Details

APN / Parcel Number

Primary APN5600021A00016C
Alternative APNs
  • 56-00021-01-00016-03
  • 56000210001000160003

Interior

Stories2 Stories
Building Area2,436 sqft Living Area

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Exterior MaterialAluminum/Vinyl
Lot Area7,148 sqft (0.164 acres)
Lot Dimensions143 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number5600021A00016C
Street Address164 PROSPECT PL
CityRUTHERFORD
StateNJ
Zip07070-1617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50X143
Legal SubdivisionRUTHERFORD
Legal Block21.01
Legal Lot Number16.03
JurisdictionBERGEN NJ
Township / Civil DivisionRUTHERFORD
Census Block Group2
Census Block2003
Census Tract51100

Owner

164 Prospect Pl is owner-occupied and held in a trust since February 2021.

Source: Bergen County and Rutherford Borough records, as of October 13, 2026

Owner of RecordTrust Name on File
Mailing Address164 PROSPECT PL, RUTHERFORD, NJ 07070-1617
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 21, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2003
Deed SaleApr 10, 2003
Deed Book / Page8566 / 461
Last Transfer DateFeb 1, 2021
Transfer Doc0040941009
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address164 PROSPECT PL, RUTHERFORD, NJ 07070-1617
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043010001
DateJul 29, 2021
Book Page4301/1
Instrument2021121808
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 1, 2041

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateApr 21, 2021
Property Address164 PROSPECT PL, RUTHERFORD, NJ 07070-1617
Document Number0040941009
Book / Page4094 / 1009
Instrument DateFeb 1, 2021
Instrument2021061555
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address164 PROSPECT PL, RUTHERFORD, NJ 07070-1617

Tax Assessment & Valuation

The 2025 property tax bill for 164 Prospect Pl was $16,758, up 2.5% from the year before.

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRutherford Borough
Unified School DistrictRutherford Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$523,700 (-) Land $290,700 Building $233,000$523,700 (-) Land $290,700 Building $233,000
2025$16,758.00 (+2.53%)$523,700 Land $290,700 Building $233,000$523,700 Land $290,700 Building $233,000
2024$16,345.00
2023$523,700 Land $290,700 Building $233,000$523,700 Land $290,700 Building $233,000
2022$15,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 Prospect Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 164 Prospect Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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