172 Oak Forest Rd, Bluffton, SC 29910 Property Records

Beaufort County property record for 172 Oak Forest Rd, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	2,853 sqft · built 2004
Lot Size	0.039 acres (1,742 sqft)
Owner	2 Owner Names on Record
Last Sale	$385,000 (Jan 2010)
Tax Bill	$2,535 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R60003100006260000`

Property Details

APN / Parcel Number

Primary APN	`R60003100006260000`
Alternative APN	`10088186`

Interior

Stories	1 Story
Building Area	2,853 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.039 acres)
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10088186
Old Parcel Number	R60003100006260000
Street Address	172 OAK FOREST RD
City	BLUFFTON
State	SC
Zip	29910-8100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 394 THE CRESENT S/D PH 7 PB78 P95 PB82 PG9
Legal Subdivision	THE CRESCENT
Legal Phase	7
Legal Lot Number	394
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2018
Census Tract	2201

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	172 OAK FOREST RD, BLUFFTON, SC 29910-8100
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2010 · Amount on Record
Deed Sale	Jan 21, 2010 · Amount on Record
Prior Sale	Jan 12, 2010 · Amount on Record
Deed Document Number	2010003543
Deed Book / Page	2926 / 1556
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	172 OAK FOREST RD, BLUFFTON, SC 29910-8100
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008759
Date	Feb 18, 2020
Book Page	3837/2531
Instrument	2020008759

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	172 OAK FOREST RD, BLUFFTON, SC 29910-8100
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045104
Date	Aug 17, 2020
Book Page	3897/1409
Instrument	2020045104

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	172 OAK FOREST RD, BLUFFTON, SC 29910-8100
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043622
Date	Jun 15, 2021
Book Page	4024/2846
Instrument	2021043622

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,535.00 (-0.08%)	$20,010 (-32.77%)
2024	$2,537.00	$29,764 (-) Land $3,200 Building $26,564	$744,100 (-) Land $80,000 Building $664,100
2023	$2,537.00 (+8.88%)	$29,764 (+58.76%) Land $3,200 Building $26,564	$744,100 (+58.76%) Land $80,000 Building $664,100
2022	$2,330.00	$18,748 Land $3,000 Building $15,748	$468,700 Land $75,000 Building $393,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 371 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	797 units insured incl. 426 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2022 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Hotwire Communications, Verizon.

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