172 Jay Ct, Cross River, NY 10518 Property Records

Westchester County and Lewisboro Town property record for 172 Jay Ct, Cross River, NY 10518

Property Summary

Property Type	Single Family Home
Lot Size	0.017 acres (763 sqft)
Owner	Individual Name on File
Last Sale	$424,000 (Jul 2021)
Tax Bill	$6,281 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10533-372`

Property Details

APN / Parcel Number

Primary APN	`10533-372`
Alternative APNs	`3000105033037201700D0000` `553000 10533-372-017D`

Exterior

Lot Area	763 sqft (0.017 acres)

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	10533-372
Street Address	172 JAY CT
City	CROSS RIVER
State	NY
Zip	10518-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Subdivision	MEADOWS AT CROSS RIVER CONDOMINIUM III
Legal Block	372-
Legal Lot Number	17.D
Jurisdiction	WESTCHESTER NY
Township / Civil Division	LEWISBORO
Census Block Group	3
Census Block	3010
Census Tract	12502

Owner

172 Jay Ct is owned by an individual who bought it in July 2021.

Source: Westchester County and Lewisboro Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	JAY CT, CROSS RIVER, NY 10518
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on File
Deed Sale	Jul 26, 2021 · Amount on File
Prior Sale	Nov 18, 2016 · Amount on File
Deed Document Number	20213260
Record Updated	Oct 29, 2026

July 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 26, 2021
Property Address	172 JAY CT, CROSS RIVER, NY 10518-1302
Document Number	0611973260
Instrument Date	Jul 19, 2021
Instrument	611973260
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	LANGDON TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 JAY CT, 172, CROSS RIVER, NY 10518-1302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 OLCOTT WAY, RIDGEFIELD, CT 06877-3926

Mortgage

Document Number	0612023973
Date	Jul 26, 2021
Instrument	612023973

Lender

Name	FAIRFIELD COUNTY BANK
Type	Bank
Address	RIDGEFIELD, CT 06877

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 172 Jay Ct was $6,281, up 886% from the year before.

Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Lewisboro Town
Unified School District	Katonah-Lewisboro Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,281.00 (+886.03%)
2025	$637.00	$20,100 (-) Land $6,400 Building $13,700	$320,574 (+2.39%) Land $102,073 Building $218,501
2024		$20,100 (-) Land $6,400 Building $13,700	$313,084 (+8.72%) Land $99,688 Building $213,396
2023		$20,100 Land $6,400 Building $13,700	$287,966 Land $91,691 Building $196,275

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 172 Jay Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1980–2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 172 Jay Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADOWS AT CROSS RIVER private · serves 630 people · EPA ID NY5920685
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20