169 Jay Ct, Cross River, NY 10518 Property Records

Westchester County and Lewisboro Town property record for 169 Jay Ct, Cross River, NY 10518

Property Summary

Property TypeSingle Family Home
Lot Size0.001 acres (36 sqft)
Owner2 Individual Names on File
Last Sale$690,000 (Sep 2026)
Tax Bill$7,281 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Jul 2023 Sale
Flood ZoneZone X (minimal risk)
APN10533-369

Property Details

APN / Parcel Number

Primary APN10533-369
Alternative APNs
  • 3000105033036901700D0000
  • 553000 10533-369-017D

Exterior

Lot Area36 sqft (0.001 acres)

Utilities, Heating & Cooling

SewerSeptic

Location & Zoning

Account Number10533-369
Street Address169 JAY CT
CityCROSS RIVER
StateNY
Zip10518-1302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal SubdivisionMEADOWS/CROSS RIVER CONDO 03
Legal Block369-
Legal Lot Number17.D
JurisdictionWESTCHESTER NY
Township / Civil DivisionLEWISBORO
Census Block Group3
Census Block3010
Census Tract12502

Owner

169 Jay Ct is owned by two individuals who bought it in September 2026.

Source: Westchester County and Lewisboro Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address21 LAMBERT RDG, CROSS RIVER, NY 10518-1123
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2026Bargain and Sale Deed, Transfer · Conventional Mortgage
WILLIAM RAVEIS MORTGAGE
Jul 7, 2023Deed, Transfer
THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2026 · Amount on File
Deed SaleSep 3, 2026 · Amount on File
Prior SaleFeb 26, 2025 · Amount on File
Deed Document Number20263463
Prior Transfer DateJul 9, 2021
Prior Transfer Doc0611884211
Record UpdatedOct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateSep 3, 2026
Property Address169 JAY CT, CROSS RIVER, NY 10518-1302
Document Number0000003463
Instrument DateAug 24, 2026
Instrument20263463
Transaction TypeTransfer
Record UpdatedSep 11, 2026
Title CompanyTHOROUGHBRED TITLE LLC, THOROUGHBRED TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$278,760.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 LAMBERT RDG, CROSS RIVER, NY 10518-1123

Mortgage

Document Number0000003162,
DateSep 3, 2026
Instrument20263162
Lender
NameWILLIAM RAVEIS MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionWESTCHESTER NY
Recording DateJul 7, 2023
Property Address169 JAY CT, CROSS RIVER, NY 10518-1302
Document Number0630373205
Instrument DateJun 29, 2023
Instrument630373205
Transaction TypeTransfer
Record UpdatedJul 24, 2023
Title CompanyTHOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transaction

AmountAmount on Record
Tax$1,980.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address169 JAY CT, CROSS RIVER, NY 10518-1302

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 LOCUST RDG, CROSS RIVER, NY 10518-1305

Tax Assessment & Valuation

The 2026 property tax bill for 169 Jay Ct was $7,281, up 393% from the year before.

Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionLewisboro Town
Unified School DistrictKatonah-Lewisboro Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,281.00 (+392.96%)
2025$1,477.00$23,300 (-) Land $7,400 Building $15,900$371,611 (+2.39%) Land $118,022 Building $253,589
2024$23,300 (-) Land $7,400 Building $15,900$362,929 (+8.72%) Land $115,265 Building $247,664
2023$23,300 (-) Land $7,400 Building $15,900$333,811 (+17.19%) Land $106,017 Building $227,794
2022$23,300 Land $7,400 Building $15,900$284,842 Land $90,465 Building $194,377

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 169 Jay Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims3 (1980–2008)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 169 Jay Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEADOWS AT CROSS RIVER
private · serves 630 people · EPA ID NY5920685
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2025
Lead4 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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