168 Jay Ct, Cross River, NY 10518 Property Records

Westchester County and Lewisboro Town property record for 168 Jay Ct, Cross River, NY 10518

Property Summary

Property Type	Single Family Home
Lot Size	0.018 acres (796 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Aug 2021)
Tax Bill	$6,687 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10533-368`

Property Details

APN / Parcel Number

Primary APN	`10533-368`
Alternative APNs	`3000105033036801700D0000` `553000 10533-368-017D`

Exterior

Lot Area	796 sqft (0.018 acres)

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	10533-368
Street Address	168 JAY CT
City	CROSS RIVER
State	NY
Zip	10518-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Block	368-
Legal Lot Number	17.D
Jurisdiction	WESTCHESTER NY
Township / Civil Division	LEWISBORO
Census Block Group	3
Census Block	3010
Census Tract	12502

Owner

168 Jay Ct is owned by two individuals who bought it in August 2021.

Source: Westchester County and Lewisboro Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	JAY CT, CROSS RIVER, NY 10518
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2021 · Amount on File
Deed Sale	Aug 13, 2021 · Amount on File
Prior Sale	May 25, 2004 · Amount on File
Deed Document Number	20213898
Prior Transfer Date	Apr 13, 2016
Prior Transfer Doc	0551903253
Record Updated	Oct 29, 2026

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 13, 2021
Property Address	168 JAY CT, CROSS RIVER, NY 10518-1302
Document Number	0611463898
Map Reference	MAP 23031
Instrument Date	Jul 21, 2021
Instrument	611463898
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	CITY LAND ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 COTTAGE TER, 48, BEDFORD HILLS, NY 10507-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	168 JAY CT, CROSS RIVER, NY 10518-1302

Mortgage

Document Number	0612244004
Date	Aug 13, 2021
Instrument	612244004

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 168 Jay Ct was $6,687, up 354.6% from the year before.

Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Lewisboro Town
Unified School District	Katonah-Lewisboro Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,687.00 (+354.59%)
2025	$1,471.00	$21,400 (-) Land $6,800 Building $14,600	$341,308 (+2.39%) Land $108,453 Building $232,855
2024		$21,400 (-) Land $6,800 Building $14,600	$333,333 (+8.72%) Land $105,919 Building $227,414
2023		$21,400 Land $6,800 Building $14,600	$306,590 Land $97,421 Building $209,169

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 168 Jay Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1980–2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 168 Jay Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADOWS AT CROSS RIVER private · serves 630 people · EPA ID NY5920685
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20