165 Jay Ct, Cross River, NY 10518 Property Records

Westchester County and Lewisboro Town property record for 165 Jay Ct, Cross River, NY 10518

Property Summary

Property TypeSingle Family Home
Lot Size0.018 acres (797 sqft)
OwnerIndividual Name on Record
Last Sale$550,000 (Oct 2024)
Tax Bill$7,312 (2026)
Deeds & MortgagesOct 2023 Transfer
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10533-365

Property Details

APN / Parcel Number

Primary APN10533-365
Alternative APNs
  • 3000105033036501700D0000
  • 553000 10533-365-017D

Exterior

Lot Area797 sqft (0.018 acres)

Utilities, Heating & Cooling

SewerSeptic

Location & Zoning

Account Number10533-365
Street Address165 JAY CT
CityCROSS RIVER
StateNY
Zip10518-1302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal Block365-
Legal Lot Number17.D
JurisdictionWESTCHESTER NY
Township / Civil DivisionLEWISBORO
Census Block Group3
Census Block3010
Census Tract12502

Owner

Source: Westchester County and Lewisboro Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address35 SUNRISE AVE, KATONAH, NY 10536-2301
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2023Intrafamily Transfer, Transfer
ABSTRACTS INC., ABSTRACTS INC
Nov 1, 2022Bargain and Sale Deed, Transfer · Commercial Mortgage
UNITED STATES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2024 · Amount on Record
Deed SaleOct 17, 2024 · Amount on Record
Prior SaleNov 1, 2022 · Amount on Record
Deed Document Number20243299
Prior Transfer DateSep 22, 2023
Prior Transfer Doc0000003152
Record UpdatedOct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWESTCHESTER NY
Recording DateOct 5, 2023
Property Address165 JAY CT, CROSS RIVER, NY 10518-1302
Document Number0632643152
Map ReferenceLB 9061 PG 149
Instrument DateSep 22, 2023
Instrument632643152
Transaction TypeTransfer
Record UpdatedOct 16, 2023
Title CompanyABSTRACTS INC., ABSTRACTS INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address79 MUSTATO RD, KATONAH, NY 10536-3725

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 JAY CT, CROSS RIVER, NY 10518-1302

November 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateNov 1, 2022
Property Address165 JAY CT, CROSS RIVER, NY 10518-1302
Document Number0622783436
Map ReferenceDOC 591573332
Instrument DateOct 21, 2022
Instrument622783436
Transaction TypeTransfer
Record UpdatedNov 11, 2022
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,920.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address165 JAY CT, 165, CROSS RIVER, NY 10518-1302

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address79 MUSTATO RD, KATONAH, NY 10536-3725

Mortgage

Document Number0623053359
DateNov 1, 2022
Instrument623053359
Lender
NameUNITED STATES
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueNov 21, 2032
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionLewisboro Town
Unified School DistrictKatonah-Lewisboro Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,312.00 (+441.23%)
2025$1,351.00$23,400 (-) Land $7,400 Building $16,000$373,205 (+2.39%) Land $118,022 Building $255,183
2024$23,400 (-) Land $7,400 Building $16,000$364,486 (+8.72%) Land $115,265 Building $249,221
2023$23,400 (-) Land $7,400 Building $16,000$335,243 (+17.19%) Land $106,017 Building $229,226
2022$23,400 Land $7,400 Building $16,000$286,064 Land $90,465 Building $195,599

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims3 (1980–2008)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEADOWS AT CROSS RIVER
private · serves 630 people · EPA ID NY5920685
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2025
Lead4 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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