164 Crossing View Dr, Berea, KY 40403 Property Records

Madison County property record for 164 Crossing View Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,350 sqft
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Oct 2025)
Tax Bill	$1,875 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0085-017A-0041`

Property Details

APN / Parcel Number

Primary APN	`0085-017A-0041`
Alternative APNs	`135240` `98019` `43431`

Interior

Stories	1 Story
Building Area	1,350 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	43431
Street Address	164 CROSSING VIEW DR
City	BEREA
State	KY
Zip	40403-8495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS LOT 41
Legal Subdivision	THE CROSSINGS
Legal Lot Number	41
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2000
Census Tract	11101

Owner

164 Crossing View Dr is owned and occupied by an individual who bought it in October 2025.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	164 CROSSING VIEW DR, BEREA, KY 40403-8495
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Sep 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on File
Deed Sale	Oct 15, 2025 · Amount on File
Prior Sale	Oct 2, 2023 · Amount on File
Deed Document Number	2014292290
Deed Book / Page	D874 / 446
Record Updated	Jun 8, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 15, 2025
Property Address	164 CROSSING VIEW DR, BEREA, KY 40403-8495
Document Number	00D874/446
Book / Page	D874 / 446
Map Reference	CAB 24 SL 7
Instrument Date	Sep 30, 2025
Instrument	2014292290
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	CLEAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2008 LUCILLE DR, RICHMOND, KY 40475-7515

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	164 CROSSING VIEW DR, BEREA, KY 40403-8495

Mortgage

Document Number	2014292291
Date	Oct 15, 2025
Instrument	2014292291

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	164 CROSSING VIEW DR, BEREA, KY 40403-8495
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 CROSSING VIEW DR, BEREA, KY 40403-8495

Mortgage

Document Number	0M2187/166
Date	Sep 1, 2022
Book Page	M2187/166
Instrument	2014109956

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Aug 26, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 164 Crossing View Dr was $1,875 with a homeowner's exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,875.00 Homeowner's exemption	$248,000	$248,000
2023	$1,639.00 (-0.3%)	$169,000 (-)	$169,000 (-)
2022	$1,644.00	$169,000	$169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 Crossing View Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Crossing View Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Also Mapped Here	MADISON CO UTILITIES DISTRICT
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

Nearby Properties on Crossing View Dr

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