Osceola County property record for 1723 Reflection Ln, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,302 sqft Heated Area |
| Lot Size | 6,098 sqft (0.139 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $278,092 (2017) |
| Tax Bill | $5,618.00 (2025) |
| Primary APN | 052631087600011350 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,302 sqft Heated Area |
| Gross Area | 3,064 sqft Gross Area |
| 1st Floor | 1,867 sqft 1st Floor |
| Upper Floors | 435 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.139 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 592 sqft Garage |
| Porch | Open Porch |
| Porch Area | 170 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1723 REFLECTION LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7554 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT TURTLE CREEK PH 2 PB 24 PG 42-44 LOT 135 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 05 |
| Legal Subdivision | TURTLE CREEK |
| Legal Phase | 2 |
| Legal Tract | 876 |
| Legal Lot Number | 135 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2071 |
| Census Tract | 43600 |
Source: Osceola County records · APN 052631087600011350
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1723 REFLECTION LN, SAINT CLOUD, FL 34771-7554 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 10, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MORTGAGE FIN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 10, 2017 · Amount on Record |
| Deed Sale | Feb 10, 2017 · Amount on Record |
| Prior Sale | Feb 10, 2017 · Amount on Record |
| Deed Doc Number | 0051010767 |
| Deed Book / Page | 005101 / 000767 |
| Last Transfer Date | Jul 14, 2021 |
| Transfer Doc | 0060021269 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 14, 2021 |
| Property Address | 1723 REFLECTION LN, SAINT CLOUD, FL 34771-7554 |
| Document Number | 0060021269 |
| Book / Page | 6002 / 1269 |
| Map Reference | MB 24 PG 42 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021109528 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 1723 REFLECTION LN, 1723, SAINT CLOUD, FL 34771-7554 |
| Name | Verified Name |
|---|---|
| Address | 1723 REFLECTION LN, SAINT CLOUD, FL 34771-7554 |
| Document Number | 0060021270 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 6002/1270 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 10, 2017 |
| Property Address | 1723 REFLECTION LN, SAINT CLOUD, FL 34771-7554 |
| Document Number | 0051010767 |
| Book / Page | 005101 / 000767 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 23791 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2017 |
| Title Company | DREAM FINDERS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,946.64 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1723 REFLECTION LN ST CLOUD FL 347717554, ST CLOUD, FL 34771-7554 |
| Document Number | 51010772 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 005101/000772 |
| Instrument | 23794 |
| Name | MORTGAGE FIN |
|---|---|
| Type | Mortgage Company |
| Address | TAVARES, FL 32778 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 09, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,618.00 (+5.94%) Homeowner's exemption | $356,756 (+5.99%) | $374,800 (+0.37%) Land $75,000 Building $299,800 |
| 2023 | $5,303.00 (+3.37%) Homeowner's exemption | $336,604 (+3%) | $373,400 (+14.26%) Land $65,000 Building $308,400 |
| 2022 | $5,130.00 Homeowner's exemption | $326,800 Land $60,000 Building $266,800 | $326,800 Land $60,000 Building $266,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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