1718 Cypress Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1718 Cypress Ct, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,858 sqft · built 1982
Lot Size0.264 acres (11,500 sqft)
OwnerIndividual Name on File
Last Sale$405,000 (Aug 2022)
Tax Bill$5,185 (2025)
Deeds & MortgagesMay 2023 Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN82702

Property Details

APN / Parcel Number

Primary APN82702
Alternative APN
  • 042630090800010040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,858 sqft Heated Area
Gross Area2,780 sqft
1st Floor Area1,858 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1982
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,500 sqft (0.264 acres)
Lot Dimensions118 ft deep x 97 ft wide
Garage TypeFinished
Garage Area598 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area324 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number82702
Street Address1718 CYPRESS CT
CitySAINT CLOUD
StateFL
Zip34769-1648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE LAKE ESTATE UNIT 5 PB 2 PG 166 LOT 4 09-26-30
Legal Range30E
Legal Township26S
Legal Section04
Legal SubdivisionPINE LAKE ESTATE
Legal Tract908
Legal Block1
Legal Lot Number4,9 9
Legal Unit5P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3003
Census Tract43208

Owner

Source: Osceola County records · APN 82702

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address1718 CYPRESS CT, SAINT CLOUD, FL 34769-1648
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2023Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
Aug 31, 2022Warranty Deed, Transfer · FHA Mortgage
MY MORTGAGE INC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleAug 31, 2022 · Amount on Record
Deed SaleAug 31, 2022 · Amount on Record
Deed Document Number2022133384
Deed Book / Page6278 / 2181
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1718 CYPRESS CT, SAINT CLOUD, FL 34769-1648
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1718 CYPRESS CT, SAINT CLOUD, FL 34769-1648

Mortgage

Document Number0064061192
DateMay 12, 2023
Book Page6406/1192
Instrument2023061062
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 31, 2022
Property Address1718 CYPRESS CT, SAINT CLOUD, FL 34769-1648
Document Number0062782181
Book / Page6278 / 2181
Map ReferenceMB 2 PG 166
Instrument DateAug 25, 2022
Instrument2022133384
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanyPUBLIC TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,835.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1530 TRACY DEE WAY, 1530, LONGWOOD, FL 32779-4716

Transferred To (Grantee/Buyer)

NameVerified Name
Address718 CYPRESS AVE, SAINT CLOUD, FL 34769-2417

Mortgage

Document Number0062782183
DateAug 31, 2022
Instrument6278/2183
Lender
NameMY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,185.00 (-2.72%) Homeowner's exemption$332,600 (-3.06%) Land $65,000 Building $267,600$332,600 (-3.06%) Land $65,000 Building $267,600
2023$5,330.00 (+0.57%) Homeowner's exemption Widower's exemption$343,100 (+16.74%) Land $60,000 Building $283,100$343,100 (+16.74%) Land $60,000 Building $283,100
2022$5,300.00$293,900 Land $55,000 Building $238,900$293,900 Land $55,000 Building $238,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 1,515 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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