1700 Cypress Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1700 Cypress Ct, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,624 sqft · built 1977
Lot Size	0.291 acres (12,675 sqft)
Owner	Individual Name on File
Tax Bill	$1,148 (2025)
Deeds & Mortgages	Oct 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-26-30-0908-0001-0010`

Property Details

APN / Parcel Number

Primary APN	`04-26-30-0908-0001-0010`
Alternative APNs	`263004090800010010` `82699`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,624 sqft Living Area
Gross Area	2,385 sqft
1st Floor Area	1,624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,675 sqft (0.291 acres)
Lot Dimensions	136 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Metal Porch
Porch Area	356 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1700 CYPRESS CT
City	SAINT CLOUD
State	FL
Zip	34769-1648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE LAKE ESTATE UNIT 5 PB 2 PG 166 LOT 1 09-26-30
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PINE LAKE ESTATES UNIT 5
Legal Tract	908
Legal Block	10
Legal Lot Number	1
Legal Unit	5P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3003
Census Tract	43208

Owner

Source: Osceola County records · APN 04-26-30-0908-0001-0010

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1700 CYPRESS CT, SAINT CLOUD, FL 34769-1648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 11, 2008
Transfer Doc	0037421335
Record Updated	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1700 CYPRESS CT, SAINT CLOUD, FL 34769-1648
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 CYPRESS CT, SAINT CLOUD, FL 34769-1648

Mortgage

Document Number	0064892793
Date	Oct 16, 2023
Book Page	6489/2793
Instrument	2023135572

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78735

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	838 Months
Due	Aug 20, 2093

Interest

Rate Type	Adjustable Rate
Rate	7.96%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.9%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,148.00 (+4.46%) Homeowner's exemption Widower's exemption	$112,022 (+5.99%)	$295,600 (-3.84%) Land $65,000 Building $230,600
2024	$1,099.00 (+4.27%)
2023	$1,054.00 (-2.5%) Homeowner's exemption Widower's exemption	$105,695 (+3%)	$307,400 (+15.91%) Land $60,000 Building $247,400
2022	$1,081.00 Homeowner's exemption Widower's exemption	$102,617	$265,200 Land $55,000 Building $210,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 1,515 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.