Osceola County property record for 1705 Cypress Ct, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,607 sqft · built 1987 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,900 (Apr 2018) |
| Tax Bill | $3,044 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 82710 |
| Primary APN | 82710 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,607 sqft Heated Area |
| Gross Area | 2,202 sqft |
| 1st Floor Area | 1,607 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,801 sqft (0.225 acres) |
| Lot Dimensions | 114 ft deep x 85 ft wide |
| Garage Type | Finished |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 465 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 273 sqft |
| Deck Area | 519 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 82710 |
|---|---|
| Street Address | 1705 CYPRESS CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE LAKE ESTATE UNIT 5 PB 2 PG 166 LOT 12 LESS COM AT MOST WLY COR LOT 12, N 57 DEG E 47.50 FT TO POB; CONT N 57 DEG E 12.20 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATE |
| Legal Tract | 908 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Legal Unit | 5P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 43208 |
Source: Osceola County records · APN 82710
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1705 CYPRESS CT, SAINT CLOUD, FL 34769-1648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2018 · Amount on Record |
| Deed Sale | Apr 23, 2018 · Amount on Record |
| Deed Document Number | 2018064004 |
| Deed Book / Page | 5321 / 1601 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1705 CYPRESS CT, SAINT CLOUD, FL 34769-1648 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057750122 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 5775/122 |
| Instrument | 2020107780 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 23, 2018 |
| Property Address | 1705 CYPRESS CT, SAINT CLOUD, FL 34769-1648 |
| Document Number | 0053211601 |
| Book / Page | 005321 / 001601 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 64004 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,679.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1705 CYPRESS CT ST CLOUD FL 347691648, ST CLOUD, FL 34769-1648 |
| Document Number | 53211602 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 005321/001602 |
| Instrument | 64005 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,044.00 (+6.43%) Homeowner's exemption | $212,978 (+5.99%) | $339,900 (-3.27%) Land $65,000 Building $274,900 |
| 2023 | $2,860.00 (+3.77%) Homeowner's exemption | $200,948 (+3%) | $351,400 (+15.4%) Land $60,000 Building $291,400 |
| 2022 | $2,756.00 Homeowner's exemption | $195,096 | $304,500 Land $55,000 Building $249,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,515 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures