Osceola County property record for 1724 Cypress Ct, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,110 sqft · built 1984 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100 (Mar 2017) |
| Tax Bill | $2,597 (2025) |
| Deeds & Mortgages | Sep 2019 Line of Credit Oct 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-26-30-0908-0001-0050 |
| Primary APN | 04-26-30-0908-0001-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,110 sqft Living Area |
| Gross Area | 2,853 sqft |
| 1st Floor Area | 1,870 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,062 sqft (0.231 acres) |
| Lot Dimensions | 118 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1724 CYPRESS CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | PINE LAKE ESTATES UNIT 5 PB 2 PG 166 LOT 5 09-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATES UNIT 5 |
| Legal Tract | 908 |
| Legal Block | 50 |
| Legal Lot Number | 5 |
| Legal Unit | 5P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 43208 |
Source: Osceola County records · APN 04-26-30-0908-0001-0050
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1724 CYPRESS CT, SAINT CLOUD, FL 34769-1648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2019 | Deed of Trust, Mortgage · Line of Credit CLEARVIEW FCU |
| Oct 05, 2018 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Sep 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CLEARVIEW FCU |
| May 02, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage RP FUNDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 2017 · Amount on Record |
| Deed Sale | Mar 01, 2017 · Amount on Record |
| Deed Book / Page | 5141 / 500 |
| Last Transfer Date | Mar 14, 2017 |
| Transfer Doc | 0051410500 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1724 CYPRESS CT, SAINT CLOUD, FL 34769-1648 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055962617 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 5596/2617 |
| Instrument | 2019125472 |
| Name | CLEARVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | CORAOPOLIS, PA 15108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1724 CYPRESS CT, SAINT CLOUD, FL 34769-1648 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054122818 |
|---|---|
| Date | Oct 05, 2018 |
| Book Page | 5412/2818 |
| Instrument | 2018149853 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1724 CYPRESS CT, SAINT CLOUD, FL 34769-1648 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055962611 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 5596/2611 |
| Instrument | 2019125471 |
| Name | CLEARVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | CORAOPOLIS, PA 15108 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2039 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 02, 2017 |
| Property Address | 1724 CYPRESS CT, SAINT CLOUD, FL 34769-1648 |
| Document Number | 0051410500 |
| Book / Page | 5141 / 0500 |
| Map Reference | MB2 PG166 |
| Instrument Date | Mar 14, 2017 |
| Instrument | 2017064675 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.70 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2707 KENDALL AVE, 2707, KISSIMMEE, FL 34744-4064 |
| Name | Verified Name |
|---|---|
| Address | 1724 CYPRESS CT, SAINT CLOUD, FL 34769-1648 |
| Document Number | 0051410502 |
|---|---|
| Date | May 02, 2017 |
| Instrument | 5141/0502 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,597.00 (+3.63%) Homeowner's exemption | $187,996 (+5.99%) | $327,600 (-3.39%) Land $65,000 Building $262,600 |
| 2024 | $2,506.00 (+2.92%) | ||
| 2023 | $2,435.00 (+3.88%) Homeowner's exemption | $177,377 (+3%) | $339,100 (+15.97%) Land $60,000 Building $279,100 |
| 2022 | $2,344.00 Homeowner's exemption | $172,211 | $292,400 Land $55,000 Building $237,400 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Lumen Technologies, Verizon.
Based on FCC filings for 231 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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