Emmet County property record for 1717 Bear River Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,474 sqft |
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $1,673 (2024) |
| Deeds & Mortgages | Nov 2017 Mortgage Mar 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-33-300-006 |
| Primary APN | 01-19-33-300-006 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,474 sqft Living Area |
| 1st Floor Area | 932 sqft |
| Basement Area | 932 sqft |
| Unfinished Basement | 932 sqft |
| Lot Area | 81,022 sqft (1.86 acres) |
|---|---|
| Garage Area | 1,680 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1717 E BEAR RIVER RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | COM AT SW COR OF SEC, TH E 140 FT FOR POB, TH CONT E 260 FT, N 311.15 FT, W 260 FT, S 311.15 FT TO POB. 1.86 AC M/L. SECTION 33, T34N, R5W. |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 33 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 970600 |
1717 Bear River Rd is owned by a company that acquired it in May 2024 and is owner-occupied.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1717 E BEAR RIVER RD, PETOSKEY, MI 49770-9512 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2017 | Deed of Trust, Mortgage ST FRANCIS X FCU |
| Mar 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Aug 11, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Nov 10, 2021 | Quit Claim Deed, Transfer Quitclaim |
| May 16, 2017 | Intrafamily Transfer, Transfer ST FRANCIS X FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2024 |
| Deed Sale | May 17, 2024 |
| Deed Document Number | 20245212685 |
| Deed Book / Page | 1259 / 671 |
| Prior Transfer Date | Aug 10, 2022 |
| Prior Transfer Doc | 001246/264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1717 BEAR RIVER RD, PETOSKEY, MI 49770-9512 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 01199/0665 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 1199/0665 |
| Instrument | 5152548 |
| Name | ST FRANCIS X FCU |
|---|---|
| Type | Credit Union |
| Address | PETOSKEY, MI 49770 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Dec 30, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1717 BEAR RIVER RD, PETOSKEY, MI 49770-9512 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1717 BEAR RIVER RD, PETOSKEY, MI 49770-9512 |
| Document Number | 0000001242/0000000712 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | 0000001242/0000000712 |
| Instrument | 5195685 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Aug 11, 2022 |
| Property Address | 1717 BEAR RIVER RD, PETOSKEY, MI 49770-9512 |
| Document Number | 001246/264 |
| Book / Page | 1246 / 264 |
| Instrument Date | Aug 10, 2022 |
| Instrument | 519234 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1717 BEAR RIVER RD, PETOSKEY, MI 49770-9512 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Nov 10, 2021 |
| Property Address | 1717 BEAR RIVER RD, PETOSKEY, MI 49770-9512 |
| Document Number | 001238/900 |
| Book / Page | 1238 / 900 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 5191862 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1717 BEAR RIVER RD, PETOSKEY, MI 49770-9512 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | May 16, 2017 |
| Property Address | 1717 BEAR RIVER RD, PETOSKEY, MI 49770-9512 |
| Document Number | 01194/0796 |
| Book / Page | 1194 / 0796 |
| Instrument Date | May 12, 2017 |
| Instrument | 5147672 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1717 E BEAR RD, PETOSKEY, MI 49770 |
| Name | Verified Name |
|---|---|
| Address | 1717 E BEAR RD, PETOSKEY, MI 49770 |
| Document Number | 01194/0797 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 1194/0797 |
| Instrument | 5147673 |
| Name | ST FRANCIS X FCU |
|---|---|
| Type | Credit Union |
| Address | PETOSKEY, MI 49770 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 3, 2047 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,200 (+8.62%) Land $146,200 | $292,400 (+8.62%) Land $292,400 | |
| 2025 | $134,600 Land $134,600 | $269,200 Land $269,200 | |
| 2024 | $1,673.00 | ||
| 2023 | $98,900 Land $98,900 | $197,800 Land $197,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1717 Bear River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1717 Bear River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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