1714 Rivercroft Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1714 Rivercroft Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,000 sqft · built 2020
Lot Size0.189 acres (8,233 sqft)
OwnerIndividual Name on Record
Last Sale$259,725 (Sep 2020)
Tax Bill$3,973 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT200300094

Property Details

APN / Parcel Number

Primary APNT200300094
Alternative APN
  • 2-0012-C831-00-0533.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,000 sqft Living Area
Basement Area860 sqft

Exterior

Year BuiltBuilt 2020
Exterior MaterialComposition/Composite
Lot Area8,233 sqft (0.189 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT200300094
Street Address1714 RIVERCROFT DR
CityO FALLON
StateMO
Zip63366-1962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERDALE VLG C #3-B LOT 533
Legal Range02E
Legal Township48N
Legal SubdivisionRIVERDALE VLG C #3-B
Legal Lot Number533
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2008
Census Tract312001

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1714 RIVERCROFT DR, O FALLON, MO 63366-1962
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2024Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Sep 21, 2020Warranty Deed, Subdivision Related Transfer
BENCHMARK MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2020 · Amount on Record
Deed SaleSep 21, 2020 · Amount on Record
Deed Document Number0202069638
Deed Book / Page2020 / 69638
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1714 RIVERCROFT DR, O FALLON, MO 63366-1962
Transaction TypeMortgage
Record UpdatedMar 8, 2024
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1714 RIVERCROFT DR, O FALLON, MO 63366-1962

Mortgage

Document Number0000007126
DateFeb 26, 2024
Instrument2024R-007126
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 14, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateSep 21, 2020
Property Address1714 RIVERCROFT DR, O FALLON, MO 63366-1962
Document Number0000069638
Instrument DateSep 17, 2020
Instrument69638
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 10, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1714 RIVERCROFT DR ST PAUL MO 633661962, ST PAUL, MO 63366-1962

Mortgage

Document Number69640
DateSep 21, 2020
Instrument69640
Lender
NameBENCHMARK MTG
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
AmountAmount Recorded
Term360 Months
DueSep 20, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Paul City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,973.00$64,713 (+18.97%)$340,595 (+18.97%) Land $70,000 Building $270,595
2023$54,393
2022$286,281 Land $55,000 Building $231,281

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims25 (1982–2015)
Claims Outside the SFHA1 of 25
Most Recent ClaimJun 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST PAUL PWS
serves 1,700 people · EPA ID MO6011535
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Brightspeed, Verizon.

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