1707 Rivercroft Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1707 Rivercroft Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,264 sqft · built 2019
Lot Size0.153 acres (6,656 sqft)
Owner2 Individual Names on File
Last Sale$310,500 (Sep 2019)
Tax Bill$4,725 (2025)
Deeds & MortgagesJul 2020 Transfer
Oct 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNT190300231

Property Details

APN / Parcel Number

Primary APNT190300231
Alternative APN
  • 2-0012-C706-00-0522.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,264 sqft Living Area
Gross Area4,238 sqft
1st Floor Area1,862 sqft
Basement Area1,386 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area6,656 sqft (0.153 acres)
Garage TypeAttached
Garage Area588 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Account NumberT190300231
Street Address1707 RIVERCROFT DR
CityO FALLON
StateMO
Zip63366-1899
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERDALE VLG C #3-A LOT 522
Legal SubdivisionRIVERDALE VLG C #3-A
Legal Lot Number522
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2008
Census Tract312001

Owner

Source: St. Charles County records · APN T190300231

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1707 RIVERCROFT DR, O FALLON, MO 63366-1899
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 04, 2019Warranty Deed, Subdivision Related Transfer
FIRST CMNTY CU
Sep 19, 2019Warranty Deed, Subdivision Related Transfer
STIFEL BK&TR
Apr 01, 2019Loan Modification, Mortgage
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 19, 2019 · Amount on Record
Deed SaleSep 19, 2019 · Amount on Record
Deed Document Number2019515310
Deed Book / Page7145 / 2092
Last Transfer DateJul 17, 2020
Transfer Doc0073490174
Record UpdatedJun 08, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateJul 20, 2020
Property Address1707 RIVERCROFT DR, O FALLON, MO 63366-1899
Document Number0073490174
Book / Page007349 / 000174
Instrument DateJul 17, 2020
Instrument506380
Transaction TypeTransfer
Record UpdatedSep 03, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1707 RIVERCROFT DR ST PAUL MO 633661899, ST PAUL, MO 63366-1899

October 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 04, 2019
Property Address1707 RIVERCROFT DR, O FALLON, MO 63366-1899
Document Number0071562113
Book / Page007156 / 002113
Instrument DateOct 04, 2019
Instrument555070
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 31, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1032 SANDFORT FARM DR ST CHARLES MO 633014910, ST CHARLES, MO 63301-4910

Mortgage

Document Number71562115
DateOct 04, 2019
Book Page007156/002115
Instrument555080
Lender
NameFIRST CMNTY CU
AddressCHESTERFIELD, MO 63005
Agreement
AmountAmount Recorded
Term360 Months
DueOct 03, 2049

September 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateSep 19, 2019
Property Address1707 RIVERCROFT DR, O FALLON, MO 63366-1899
Document Number0071452092
Book / Page007145 / 002092
Instrument DateSep 19, 2019
Instrument515310
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 17, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1707 RIVERCROFT CT ST PAUL MO 633661899, ST PAUL, MO 63366-1899

Mortgage

Document Number71452094
DateSep 19, 2019
Book Page007145/002094
Instrument515320
Lender
NameSTIFEL BK&TR
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueSep 18, 2049

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST CHARLES MO
Property Address1707 RIVERCROFT DR, O FALLON, MO 63366-1899
Document Number0070541156
Instrument DateApr 01, 2019
Transaction TypeMortgage
Record UpdatedAug 14, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10407 BAUR BLVD #B ST LOUIS MO 631321904, B, ST LOUIS, MO 63132-1904
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Paul City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,725.00 (+1.59%)$77,055 (+4.52%)$405,552 (+4.52%) Land $70,000 Building $335,552
2024$4,651.00
2023$73,724
2022$388,023 Land $55,000 Building $333,023

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833120012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims25 (1982–2015)
Claims Outside the SFHA1 of 25
Most Recent ClaimJun 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 8 claims

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 175 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Gateway Fiber Holdings
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Brightspeed, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemST PAUL PWS
serves 1,700 people
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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