1715 Rivercroft Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1715 Rivercroft Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,500 sqft · built 2022
Lot Size	0.216 acres (9,405 sqft)
Owner	2 Individual Names on File
Last Sale	$419,988 (Apr 2023)
Tax Bill	$5,066 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`T210300041`

Property Details

APN / Parcel Number

Primary APN	`T210300041`
Alternative APN	`2-0012-C914-00-0498.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,500 sqft Living Area
Gross Area	3,560 sqft
Basement Area	1,060 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	9,405 sqft (0.216 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T210300041
Street Address	1715 RIVERCROFT DR
City	O FALLON
State	MO
Zip	63366-1798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE VILLAGE D #1 LOT 498
Legal Subdivision	RIVERDALE VILLAGE D #1
Legal Lot Number	498
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2008
Census Tract	312001

Owner

1715 Rivercroft Dr is owned and occupied by two individuals who bought it in April 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1715 RIVERCROFT DR, O FALLON, MO 63366-1798
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Warranty Deed, Transfer · Conventional Mortgage FARMERS BANK & TRUST
Jan 7, 2022	Warranty Deed, Construction Loan

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2023 · Amount on File
Deed Sale	Apr 26, 2023 · Amount on File
Prior Sale	Jan 7, 2022 · Amount on File
Deed Document Number	202315685
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 26, 2023
Property Address	1715 RIVERCROFT DR, O FALLON, MO 63366-1798
Document Number	0000015685
Map Reference	MB 51 PG 106
Instrument Date	Apr 5, 2023
Instrument	2023R-015685
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1715 RIVERCROFT DR, O FALLON, MO 63366-1798

Mortgage

Document Number	0000015686
Date	Apr 26, 2023
Instrument	2023R-015686

Lender

Name	FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

January 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 7, 2022
Property Address	1715 RIVERCROFT DR, O FALLON, MO 63366-1798
Document Number	0000001561
Map Reference	MB 51 PG 106
Instrument Date	Jan 7, 2022
Instrument	2022R-001561
Transaction Type	Construction Loan
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10407 BAUR BLVD #BB, BB, HILLSVILLE, PA 16132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1715 Rivercroft Dr was $5,066.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,648 (-)	$434,988 (-) Land $70,000 Building $364,988
2025	$5,066.00	$82,648	$434,988 Land $70,000 Building $364,988
2023		$10,450 (+37.5%)
2022	$511.00	$7,600	$55,000 (+37.5%) Land $55,000
2021			$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1715 Rivercroft Dr in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1715 Rivercroft Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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