1709 Rivercroft Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1709 Rivercroft Dr, O Fallon, MO 63366 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,224 sqft · built 2019
Lot Size	0.153 acres (6,656 sqft)
Owner	2 Individual Names on File
Last Sale	$289,400 (Oct 2019)
Tax Bill	$4,434 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`T190300230`

Property Details

APN / Parcel Number

Primary APN	`T190300230`
Alternative APN	`2-0012-C706-00-0521.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,224 sqft Living Area
Gross Area	3,620 sqft
1st Floor Area	1,900 sqft
Basement Area	1,396 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Brick
Lot Area	6,656 sqft (0.153 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T190300230
Street Address	1709 RIVERCROFT DR
City	O FALLON
State	MO
Zip	63366-1899
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE VLG C #3-A LOT 521
Legal Subdivision	RIVERDALE VLG C #3-A
Legal Lot Number	521
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2008
Census Tract	312001

Owner

Source: St. Charles County records · APN T190300230

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1709 RIVERCROFT DR, O FALLON, MO 63366-1899
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 07, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 02, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 30, 2019	Warranty Deed, Subdivision Related Transfer PARAMOUNT BK
Apr 01, 2019	Loan Modification, Mortgage NOT AVAILABLE
Apr 03, 2019	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	Apr 03, 2019 · Amount on Record
Deed Document Number	2019615600
Deed Book / Page	7172 / 1846
Last Transfer Date	Mar 17, 2026
Transfer Doc	0000015084
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1709 RIVERCROFT DR, O FALLON, MO 63366-1899
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 RIVERCROFT DR, O FALLON, MO 63366-1899

Mortgage

Document Number	0000078903
Date	Sep 21, 2021
Instrument	2021R-078903

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1709 RIVERCROFT DR, O FALLON, MO 63366-1899
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 RIVERCROFT DR, O FALLON, MO 63366-1899

Mortgage

Document Number	0000031393
Date	Aug 07, 2023
Instrument	2023R-031393

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 02, 2026
Property Address	1709 RIVERCROFT DR, O FALLON, MO 63366-1899
Document Number	0000015084
Instrument Date	Mar 17, 2026
Instrument	202615084
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9006 OSAGE LN, SAINT LOUIS, MO 63114-5516

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1709 RIVERCROFT DR, O FALLON, MO 63366-1899
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 RIVERCROFT DR, O FALLON, MO 63366-1899

Mortgage

Document Number	2021R078903
Date	Sep 21, 2021
Instrument	2021R-078903

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 30, 2019
Property Address	1709 RIVERCROFT DR, O FALLON, MO 63366-1899
Document Number	0071721846
Book / Page	007172 / 001846
Instrument Date	Oct 30, 2019
Instrument	615600
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 27, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1709 RIVERCROFT CT ST PAUL MO 633661899, ST PAUL, MO 63366-1899

Mortgage

Document Number	71721848
Date	Oct 30, 2019
Book Page	007172/001848
Instrument	615610

Lender

Name	PARAMOUNT BK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	1709 RIVERCROFT DR, O FALLON, MO 63366-1899
Document Number	0070541156
Instrument Date	Apr 01, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10407 BAUR BLVD #B ST LOUIS MO 631321904, B, ST LOUIS, MO 63132-1904
Investor	Possibly a Property Investor

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 03, 2019
Property Address	1709 RIVERCROFT DR, O FALLON, MO 63366-1899
Document Number	0070541154
Book / Page	007054 / 001154
Instrument Date	Apr 01, 2019
Instrument	147500
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10407 BAUR BLVD #B ST LOUIS MO 631321904, B, ST LOUIS, MO 63132-1904
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,434.00 (+2.35%)	$72,279 (+5.3%)	$380,416 (+5.3%) Land $70,000 Building $310,416
2024	$4,332.00
2023		$68,641
2022			$361,269 Land $55,000 Building $306,269

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833120012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015, river or lake flooding
Claims By Storm	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 175 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Brightspeed, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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