171 Clover Point Cir, Guyton, GA 31312 Property Records

Effingham County property record for 171 Clover Point Cir, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,174 sqft · built 2012
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$312,500 (Nov 2020)
Tax Bill	$6,169 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0416C-148-000`

Property Details

APN / Parcel Number

Primary APN	`0416C-148-000`
Alternative APNs	`00920107000` `0416C148` `27729`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,174 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2013
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	562 sqft
Porch	Slab
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27729
Street Address	171 CLOVER POINT CIR
City	GUYTON
State	GA
Zip	31312-7134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.23 AC LOT 148 (OUT 416C-1B)
Legal Subdivision	CLOVER POINT AT BELMONT GLEN
Legal Phase	1B
Legal Lot Number	148
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

171 Clover Point Cir is owned and occupied by two individuals who bought it in November 2020.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	171 CLOVER POINT CIR, GUYTON, GA 31312-7134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Nov 6, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on File
Deed Sale	Nov 6, 2020 · Amount on File
Prior Sale	Apr 5, 2012 · Amount on File
Deed Document Number	20203216
Deed Book / Page	2643 / 235
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	171 CLOVER POINT CIR, GUYTON, GA 31312-7134
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 CLOVER POINTE CIR

Mortgage

Document Number	0000002643/0000000236
Date	Dec 4, 2020
Book Page	0000002643/0000000236
Instrument	012688

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 6, 2020
Property Address	171 CLOVER POINT CIR, GUYTON, GA 31312-7134
Document Number	002643/235
Book / Page	2643 / 235
Instrument Date	Nov 6, 2020
Instrument	2020-003216
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 CLOVER POINT CIR, GUYTON, GA 31312-7134

Tax Assessment & Valuation

The 2025 property tax bill for 171 Clover Point Cir was $6,169, up 3.3% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,444 (+0.7%) Land $22,800 Building $165,644	$471,109 (+0.7%) Land $57,000 Building $414,109
2025	$6,169.00 (+3.28%)	$187,136 (-5.05%) Land $22,800 Building $164,336	$467,841 (-5.05%) Land $57,000 Building $410,841
2024	$5,973.00	$197,086 Land $22,800 Building $174,286	$492,715 Land $57,000 Building $435,715
2022	$4,306.00	$137,741 Land $18,000 Building $119,741	$344,352 Land $45,000 Building $299,352

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 171 Clover Point Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 171 Clover Point Cir is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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