169 Clover Point Cir, Guyton, GA 31312 Property Records

Effingham County property record for 169 Clover Point Cir, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,650 sqft · built 2019
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jul 2022)
Tax Bill	$5,090 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`0416C-085-000`

Property Details

APN / Parcel Number

Primary APN	`0416C-085-000`
Alternative APNs	`00920107000` `0416C085` `29402`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,650 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	9,148 sqft (0.21 acres)
Garage Area	940 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29402
Street Address	169 CLOVER POINT CIR
City	GUYTON
State	GA
Zip	31312-7134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.21 AC LOT 85 (OUT 416-20) PLT 28/272
Legal Subdivision	CLOVER POINT AT BELMONT GLEN
Legal Phase	2E
Legal Lot Number	85
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3433 W 2200 S, SYRACUSE, UT 84075-9346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS
Oct 25, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Oct 25, 2019 · Amount on Record
Deed Document Number	20222025
Deed Book / Page	2795 / 159
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 8, 2022
Property Address	169 CLOVER POINT CIR, GUYTON, GA 31312-7134
Document Number	002795/159
Book / Page	2795 / 159
Instrument Date	Jul 8, 2022
Instrument	2022-002025
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3433 W 2200 S, SYRACUSE, UT 84075-9346

Mortgage

Document Number	0000002795/0000000161
Date	Jul 11, 2022
Book Page	0000002795/0000000161
Instrument	006998

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 25, 2019
Property Address	169 CLOVER POINT CIR, GUYTON, GA 31312-7134
Document Number	002554/524
Book / Page	2554 / 524
Instrument Date	Oct 25, 2019
Instrument	2019-002958
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 CLOVER POINT CIR, GUYTON, GA 31312-7134

Mortgage

Document Number	0000002554/0000000527
Date	Nov 1, 2019
Book Page	0000002554/0000000527
Instrument	009221

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,150 (+3.79%) Land $22,800 Building $141,350	$410,376 (+3.79%) Land $57,000 Building $353,376
2025	$5,090.00 (+6.22%) Homeowner's exemption	$158,158 (+1.42%) Land $22,800 Building $135,358	$395,394 (+1.42%) Land $57,000 Building $338,394
2024	$4,792.00 (+21.35%)	$155,948 (+20.49%) Land $22,800 Building $133,148	$389,869 (+20.49%) Land $57,000 Building $332,869
2022	$3,949.00 Homeowner's exemption	$129,433 Land $18,000 Building $111,433	$323,583 Land $45,000 Building $278,583

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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