166 Clover Point Cir, Guyton, GA 31312 Property Records

Effingham County property record for 166 Clover Point Cir, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,412 sqft · built 2012
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$227,125 (Apr 2012)
Tax Bill	$3,728 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`0416C-165-000`

Property Details

APN / Parcel Number

Primary APN	`0416C-165-000`
Alternative APNs	`00920107000` `0416C165` `27501`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,412 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2013
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Area	300 sqft
Porch	Slab
Porch Area	358 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27501
Street Address	166 CLOVER POINT CIR
City	GUYTON
State	GA
Zip	31312-7134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.21 AC LOT 165 OUT OF 416-20
Legal Subdivision	CLOVER POINT AT BELMONT GLEN
Legal Phase	1A
Legal Lot Number	165
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2005
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	166 CLOVER POINT CIR, GUYTON, GA 31312-7134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Feb 24, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2012 · Amount on Record
Deed Sale	Apr 13, 2012 · Amount on Record
Prior Sale	Mar 22, 2011 · Amount on Record
Deed Document Number	2012837
Deed Book / Page	2088 / 391
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	166 CLOVER POINT CIR, GUYTON, GA 31312-7134
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 CLOVER POINTE CIR

Mortgage

Document Number	0000002592/0000000187
Date	May 14, 2020
Book Page	0000002592/0000000187
Instrument	004533

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Jan 1, 2042

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	166 CLOVER POINT CIR, GUYTON, GA 31312-7134
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 CLOVER POINTE CIR

Mortgage

Document Number	0000002665/0000000459
Date	Feb 24, 2021
Book Page	0000002665/0000000459
Instrument	002101

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,397 (-0.21%) Land $22,800 Building $158,597	$453,493 (-0.21%) Land $57,000 Building $396,493
2025	$3,728.00 (+11.52%) Homeowner's exemption	$181,772 (+3.92%) Land $22,800 Building $158,972	$454,431 (+3.92%) Land $57,000 Building $397,431
2024	$3,343.00 (+6.94%) Homeowner's exemption	$174,923 (+43.3%) Land $22,800 Building $152,123	$437,308 (+43.3%) Land $57,000 Building $380,308
2022	$3,126.00 Homeowner's exemption	$122,064 Land $18,000 Building $104,064	$305,160 Land $45,000 Building $260,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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