165 Clover Point Cir, Guyton, GA 31312 Property Records

Effingham County property record for 165 Clover Point Cir, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,210 sqft · built 2020
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,711 (Jul 2020)
Tax Bill	$4,133 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`0416C-083-000`

Property Details

APN / Parcel Number

Primary APN	`0416C-083-000`
Alternative APNs	`00920107000` `0416C083` `29404`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,210 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	9,583 sqft (0.22 acres)
Garage Area	440 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29404
Street Address	165 CLOVER POINT CIR
City	GUYTON
State	GA
Zip	31312-7134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.22 AC LOT 83 (OUT 416-20) PLT 28/272
Legal Subdivision	CLOVER POINT AT BELMONT GLEN
Legal Phase	2E
Legal Lot Number	83
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	165 CLOVER POINT CIR, GUYTON, GA 31312-7134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MAGNOLIA BANK
Jan 21, 2020	Warranty Deed, Transfer CADENCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Jan 21, 2020 · Amount on Record
Deed Document Number	20201852
Deed Book / Page	2607 / 125
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 10, 2020
Property Address	165 CLOVER POINT CIR, GUYTON, GA 31312-7134
Document Number	002607/125
Book / Page	2607 / 125
Instrument Date	Jul 10, 2020
Instrument	2020-001852
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 CLOVER POINT CIR, GUYTON, GA 31312-7134

Mortgage

Document Number	0000002607/0000000128
Date	Jul 17, 2020
Book Page	0000002607/0000000128
Instrument	006986

Lender

Name	MAGNOLIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 21, 2020
Property Address	165 CLOVER POINT CIR, GUYTON, GA 31312-7134
Document Number	002570/236
Book / Page	2570 / 236
Instrument Date	Jan 21, 2020
Instrument	2020-000216
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1008, RICHMOND HILL, GA 31324-1008

Mortgage

Document Number	0000002570/0000000239
Date	Jan 27, 2020
Book Page	0000002570/0000000239
Instrument	000759

Lender

Name	CADENCE BANK

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2021

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,714 (+6.63%) Land $22,800 Building $140,914	$409,285 (+6.63%) Land $57,000 Building $352,285
2025	$4,133.00 (+8.42%) Homeowner's exemption	$153,535 (-2.01%) Land $22,800 Building $130,735	$383,838 (-2.01%) Land $57,000 Building $326,838
2024	$3,812.00 (+2.5%) Homeowner's exemption	$156,686 (+20.78%) Land $22,800 Building $133,886	$391,715 (+20.78%) Land $57,000 Building $334,715
2022	$3,719.00 Homeowner's exemption	$129,727 Land $18,000 Building $111,727	$324,318 Land $45,000 Building $279,318

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clover Point Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures