Union County property record for 1709 Watersmark Dr, Monroe, NC 28112 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2000 |
| Square Footage | 3,250 sqft Living Area |
| Lot Size | 65,340 sqft (1.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $885,000 (2022) |
| Tax Bill | $7,397.00 (2025) |
| Primary APN | 09-161-093 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 3,250 sqft Living Area |
| Gross Area | 6,629 sqft Gross Area |
| Basement Area | 2,797 sqft Basement |
| Unfinished Basement | 2,797 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 65,340 sqft (1.5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 582 sqft Garage |
| Deck Area | Deck Area |
| Porch Area | 201 sqft Porch |
| View | Waterfront-Beach (Ocean, River, or Lake) View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1709 WATERSMARK DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8450 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #17 BRIDGEWATER OPCF922-923 |
| Legal Subdivision | BRIDGEWATER |
| Legal Lot Number | 17 |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 2 |
| Census Block | 2032 |
| Census Tract | 20602 |
Source: Union County records · APN 09-161-093
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1709 WATERSMARK DR, MONROE, NC 28112-8450 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Jun 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Apr 05, 2022 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Jun 27, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Jun 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 05, 2022 · Amount on Record |
| Deed Sale | Apr 05, 2022 · Amount on Record |
| Prior Sale | Jun 12, 2018 · Amount on Record |
| Deed Doc Number | 202212673 |
| Deed Book / Page | 8445 / 504 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1709 WATERSMARK DR, MONROE, NC 28112-8450 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007694349 |
|---|---|
| Date | Jun 08, 2020 |
| Book Page | 7694/349 |
| Instrument | 20274 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 05, 2022 |
| Property Address | 1709 WATERSMARK DR, MONROE, NC 28112-8450 |
| Document Number | 0008445504 |
| Book / Page | 8445 / 504 |
| Map Reference | CAB F FILE 922&923 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 12673 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,770.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1709 WATERSMARK DR, MONROE, NC 28112-8450 |
| Document Number | 0000012674 |
|---|---|
| Date | Apr 05, 2022 |
| Instrument | 12674 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1709 WATERSMARK DR, MONROE, NC 28112-8450 |
| Document Number | 7196717 |
| Instrument Date | Jun 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1709 WATERSMARK DR MONROE NC 281128450, MONROE, NC 28112-8450 |
| Document Number | 7196717 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 007196/000717 |
| Instrument | 19610 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 12, 2018 |
| Property Address | 1709 WATERSMARK DR, MONROE, NC 28112-8450 |
| Document Number | 7173784 |
| Book / Page | 007173 / 000784 |
| Instrument Date | Jun 12, 2018 |
| Instrument | 15954 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Title Company | MOREHEAD TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1709 WATERSMARK DR MONROE NC 281128450, MONROE, NC 28112-8450 |
| Document Number | 7173786 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 007173/000786 |
| Instrument | 15925 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2048 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,397.00 (+149.48%) | $846,200 (+211.22%) Land $169,000 Building $677,200 | $846,200 (+211.22%) Land $169,000 Building $677,200 |
| 2023 | $2,965.00 | $271,900 Land $102,300 Building $169,600 | $271,900 Land $102,300 Building $169,600 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 6% of the US · above 4% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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