Union County property record for 1602 Watersmark Dr, Monroe, NC 28112 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,466 sqft Living Area |
| Lot Size | 57,064 sqft (1.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $50,000 (2005) |
| Tax Bill | $5,170.00 (2025) |
| Primary APN | 09-161-112 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 2,466 sqft Living Area |
| Basement Area | 1,173 sqft Basement |
| Finished Basement | 1,173 sqft Finished |
| Unfinished Basement | 1,173 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 57,064 sqft (1.31 acres) |
| Parking Spaces | 8 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 1,818 sqft Garage |
| Porch Area | 374 sqft Porch |
| View | Waterfront-Beach (Ocean, River, or Lake) View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 1602 WATERSMARK DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8449 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #36 BRIDGEWATER OPCF922 |
| Legal Subdivision | BRIDGEWATER |
| Legal Lot Number | 36 |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 2 |
| Census Block | 2038 |
| Census Tract | 20602 |
Source: Union County records · APN 09-161-112
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1602 WATERSMARK DR, MONROE, NC 28112-8449 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2005 · Amount on Record |
| Deed Sale | Aug 05, 2005 · Amount on Record |
| Deed Doc Number | 200587488 |
| Deed Book / Page | 3870 / 714 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1602 WATERSMARK DR, MONROE, NC 28112-8449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 7773534 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 7773/534 |
| Instrument | 31388 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,170.00 (+17.66%) | $591,400 (+46.75%) Land $86,100 Building $505,300 | $591,400 (+46.75%) Land $86,100 Building $505,300 |
| 2023 | $4,394.00 | $403,000 Land $50,000 Building $353,000 | $403,000 Land $50,000 Building $353,000 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 6% of the US · above 4% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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