Union County property record for 1611 Watersmark Dr, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,127 sqft · built 2000 |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $945,000 (Feb 2023) |
| Tax Bill | $6,351 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-161-090 |
| Primary APN | 09-161-090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,127 sqft Living Area |
| 1st Floor Area | 1,102 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 85,813 sqft (1.97 acres) |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached |
| Garage Area | 621 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 296 sqft |
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1611 WATERSMARK DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #14 BRIDGEWATER OPCF922 |
| Legal Subdivision | BRIDGEWATER |
| Legal Lot Number | 14 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 20602 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1611 WATERSMARK DR, MONROE, NC 28112-8449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2023 · Amount on Record |
| Deed Sale | Feb 15, 2023 · Amount on Record |
| Deed Document Number | 20233469 |
| Deed Book / Page | 8655 / 802 |
| Last Transfer Date | Aug 25, 2025 |
| Transfer Doc | 0009189551 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 15, 2023 |
| Property Address | 1611 WATERSMARK DR, MONROE, NC 28112-8449 |
| Document Number | 0008655802 |
| Book / Page | 8655 / 802 |
| Map Reference | CAB F FILE 922&923 |
| Instrument Date | Feb 1, 2023 |
| Instrument | 3469 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4128 SAINT JAMES WAY, MONROE, NC 28110-8126 |
| Name | Verified Name |
|---|---|
| Address | 1611 WATERSMARK DR, MONROE, NC 28112-8449 |
| Document Number | 0000003470 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 3470 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $726,600 (-) Land $173,700 Building $552,900 | $726,600 (-) Land $173,700 Building $552,900 | |
| 2025 | $6,351.00 (+24.95%) | $726,600 (+55.86%) Land $173,700 Building $552,900 | $726,600 (+55.86%) Land $173,700 Building $552,900 |
| 2023 | $5,083.00 | $466,200 Land $106,700 Building $359,500 | $466,200 Land $106,700 Building $359,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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