1705 Watersmark Dr, Monroe, NC 28112 Property Records

Union County property record for 1705 Watersmark Dr, Monroe, NC 28112

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,713 sqft · built 2001
Lot Size1.36 acres (59,242 sqft)
OwnerCompany Name on Record
Last Sale$587,500 (Jun 2004)
Tax Bill$7,344 (2025)
Deeds & MortgagesMar 2024 Transfer
Flood ZoneZone X (minimal risk)
APN09-161-092

Property Details

APN / Parcel Number

Primary APN09-161-092

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area3,713 sqft Living Area
Gross Area4,365 sqft
1st Floor Area2,260 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area59,242 sqft (1.36 acres)
View / LotWaterfront / Beach
Garage TypeAttached
Garage Area580 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area519 sqft
Deck AreaDeck Area
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1705 WATERSMARK DR
CityMONROE
StateNC
Zip28112-8450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20 MONRO
Legal Description#16 BRIDGEWATER OPCF922-923
Legal SubdivisionBRIDGEWATER
Legal Lot Number16
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group2
Census Block2032
Census Tract20602

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1705 WATERSMARK DR, MONROE, NC 28112-8450
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2004 · Amount on Record
Deed SaleJun 21, 2004 · Amount on Record
Deed Document Number200425351
Deed Book / Page3476 / 239
Last Transfer DateMar 4, 2024
Transfer Doc0008868382
Record UpdatedOct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION NC
Recording DateMar 14, 2024
Property Address1705 WATERSMARK DR, MONROE, NC 28112-8450
Document Number0008868382
Book / Page8868 / 382
Map ReferenceCAB F FILE 922&923
Instrument DateMar 4, 2024
Instrument5523
Transaction TypeTransfer
Record UpdatedApr 3, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1705 WATERSMARK DR, MONROE, NC 28112-8450

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1705 WATERSMARK DR, MONROE, NC 28112-8450

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$840,100 (-) Land $167,600 Building $672,500$840,100 (-) Land $167,600 Building $672,500
2025$7,344.00 (+40.69%)$840,100 (+75.5%) Land $167,600 Building $672,500$840,100 (+75.5%) Land $167,600 Building $672,500
2023$5,220.00$478,700 Land $100,900 Building $377,800$478,700 Land $100,900 Building $377,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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