Kenton County property record for 1709 Garrard St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 885 sqft · built 1900 |
| Lot Size | 0.06 acres (2,625 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $956 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-32-01-011.00 |
| Primary APN | 055-32-01-011.00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 885 sqft Finished Area |
| Gross Area | 1,667 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,625 sqft (0.06 acres) |
| Lot Dimensions | 105 ft deep x 25 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1709 GARRARD ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 25'X105' WS GARRARD 100' S OF E 17TH E.L. SOUTHGATE DIV LOTS 19 20 21 |
| Legal Subdivision | SOUTHGATE RICHARD |
| Legal Phase | 17 |
| Legal Lot Number | 20,21 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 60900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County assessment roll, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1709 GARRARD ST, COVINGTON, KY 41014-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 9, 2024 |
| Transfer Doc | 0005900048 |
| Record Updated | Sep 20, 2026 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $956.00 (+248.91%) | $72,200 (+7.76%) Land $5,000 Building $67,200 | $72,200 (+7.76%) Land $5,000 Building $67,200 |
| 2023 | $274.00 Homeowner's exemption | $67,000 Land $5,000 Building $62,000 | $67,000 Land $5,000 Building $62,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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