Kenton County property record for 1704 Garrard St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,380 sqft · built 1900 |
| Lot Size | 0.066 acres (2,900 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,331 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-31-10-009.00 |
| Primary APN | 055-31-10-009.00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Finished Area |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Stone |
| Roof Material | Metal |
| Lot Area | 2,900 sqft (0.066 acres) |
| Lot Dimensions | 100 ft deep x 29 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0553110009.00 |
|---|---|
| Street Address | 1704 GARRARD ST |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 29.04'X100' ES GARRARD 20.96' S 17TH W.W. SOUTHGATE DIV LOTS 1 THRU 5 |
| Legal Subdivision | SOUTHGATE RICHARD |
| Legal Phase | 16 |
| Legal Lot Number | 5 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 61000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1704 GARRARD ST, COVINGTON, KY 41014-1431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 1995 |
| Deed Sale | Mar 30, 1995 |
| Deed Document Number | 0001154265 |
| Record Updated | Jun 8, 2026 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,331.00 (-0.52%) | $100,500 (-) Land $5,000 Building $95,500 | $100,500 (-) Land $5,000 Building $95,500 |
| 2023 | $1,338.00 | $100,500 Land $5,000 Building $95,500 | $100,500 Land $5,000 Building $95,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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