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1707 Garrard St, Covington, KY 41014 Property Records

Kenton County property record for 1707 Garrard St, Covington, KY 41014 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,504 sqft
Lot Size0.06 acres (2,625 sqft)
OwnerIndividual Name on File
Last Sale$52,500 (Dec 2021)
Tax Bill$695 (2025)
Deeds & MortgagesSep 2025 Transfer
Aug 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN055-32-01-010.00

Property Details

APN / Parcel Number

Primary APN055-32-01-010.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,504 sqft Finished Area

Exterior

Exterior MaterialAluminum/Vinyl
Roof MaterialMetal
Lot Area2,625 sqft (0.06 acres)
Lot Dimensions105 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1707 GARRARD ST
CityCOVINGTON
StateKY
Zip41014-1430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description25'X105' WS GARRARD 75.3' S E 17TH E.L. SOUTHGATE DIV LOTS 19 20 21
Legal SubdivisionSOUTHGATE RICHARD
Legal Phase17
Legal Lot Number20,21
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1016
Census Tract60900

Owner

Source: Kenton County records · APN 055-32-01-010.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2082 MORNINGSIDE DR, FLORENCE, KY 41042-9127
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Quit Claim Deed, Transfer
Quitclaim
Aug 13, 2025Quit Claim Deed, Transfer · Conventional Mortgage
STOCKTON MORTGAGE CORP
May 08, 2023Intrafamily Transfer, Transfer
Dec 29, 2021Warranty Deed, Transfer
Mar 16, 2017Quit Claim Deed, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 29, 2021 · Amount on Record
Deed SaleDec 29, 2021 · Amount on Record
Prior SaleJun 21, 2016 · Amount on Record
Deed Document Number20215900003
Deed Book / Page139 / 268
Last Transfer DateJan 09, 2023
Transfer Doc0005900126
Record UpdatedSep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateSep 10, 2025
Property Address1707 GARRARD ST, COVINGTON, KY 41014-1430
Document Number0005900129
Book / PageKC 362 / 332
Instrument DateSep 08, 2025
Instrument25091005900129
Transaction TypeTransfer
Record UpdatedOct 01, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1725 GARRARD ST, COVINGTON, KY 41014-1430

Transferred To (Grantee/Buyer)

NameVerified Name
Address1725 GARRARD ST, COVINGTON, KY 41014-1430
InvestorPossibly a Property Investor

August 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateAug 13, 2025
Property Address1707 GARRARD ST, COVINGTON, KY 41014-1430
Document Number0005900015
Book / PageKC 357 / 569
Instrument DateJul 25, 2025
Instrument25081305900015
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title CompanySPRINGDALE TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2082 MORNINGSIDE DR, FLORENCE, KY 41042-9127

Transferred To (Grantee/Buyer)

NameVerified Name
Address2082 MORNINGSIDE DR, FLORENCE, KY 41042-9127

Mortgage

Document Number0005900016
DateAug 13, 2025
Instrument25081305900016
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2055

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateMay 08, 2023
Property Address1707 GARRARD ST, COVINGTON, KY 41014-1430
Document Number0005900126
Book / PageKC 225 / 457
Instrument DateJan 09, 2023
Instrument23050805900126
Transaction TypeTransfer
Record UpdatedMay 22, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2082 MORNINGSIDE DR, FLORENCE, KY 41042-9127

Transferred To (Grantee/Buyer)

NameVerified Name
Address2082 MORNINGSIDE DR, FLORENCE, KY 41042-9127

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 29, 2021
Property Address1707 GARRARD ST, COVINGTON, KY 41014-1430
Document Number0005900003
Book / Page139 / 268
Instrument DateDec 23, 2021
Instrument21122905900003
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11139 HIGHWAY 1110, 11139, JACKSON, KY 41339-9000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2082 MORNINGSIDE DR, FLORENCE, KY 41042-9127

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateMar 16, 2017
Property Address1707 GARRARD ST, COVINGTON, KY 41014-1430
Document Number0000000198
Book / Page0C6117 / 000110
Instrument DateMar 08, 2017
Instrument198
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
Tax$18.00
Amount AccuracyConfirmed
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11139 HIGHWAY 1110 WOLF COAL KY 413399000, WOLF COAL, KY 41339-9000

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$695.00 (+0.72%)$52,500 (-) Land $5,000 Building $47,500$52,500 (-) Land $5,000 Building $47,500
2024$690.00 (-1.29%)$52,500 (-) Land $5,000 Building $47,500$52,500 (-) Land $5,000 Building $47,500
2023$699.00$52,500 Land $5,000 Building $47,500$52,500 Land $5,000 Building $47,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Austinburg Historic District
listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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