1712 Garrard St, Covington, KY 41014 Property Records

Kenton County property record for 1712 Garrard St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1929
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on File
Last Sale	$95,000 (Jan 2021)
Tax Bill	$1,409 (2025)
Deeds & Mortgages	Jan 2021 Sale Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`055-31-10-005.00`

Property Details

APN / Parcel Number

Primary APN	`055-31-10-005.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,520 sqft Finished Area
Gross Area	1,768 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1712 GARRARD ST
City	COVINGTON
State	KY
Zip	41014-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25'X100' ES GARRARD 125' S 17TH W.W. SOUTHGATE DIV LOTS 1 THRU 5
Legal Subdivision	SOUTHGATE RICHARD
Legal Phase	16
Legal Lot Number	5
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2012
Census Tract	61000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3500 PARK CENTER DR, 100, DAYTON, OH 45414-2680
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Warranty Deed, Transfer TOTAL TITLE SERVICES INC
Jul 16, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	Jul 16, 2019 · Amount on Record
Deed Document Number	20215900245
Deed Book / Page	65 / 616
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 8, 2021
Property Address	1712 GARRARD ST, COVINGTON, KY 41014-1431
Document Number	0000000245
Book / Page	000065 / 000616
Instrument Date	Dec 17, 2020
Instrument	245
Transaction Type	Transfer
Record Updated	Feb 23, 2021
Title Company	TOTAL TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3500 PARK CENTER DR #100 DAYTON OH 454142680, 100, DAYTON, OH 45414-2680
Investor	Possibly a Property Investor

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jul 16, 2019
Property Address	1712 GARRARD ST, COVINGTON, KY 41014-1431
Document Number	0000000048
Book / Page	0C6704 / 000231
Instrument Date	Jun 21, 2019
Instrument	48
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$32.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1712 GARRARD ST COVINGTON KY 410141431, COVINGTON, KY 41014-1431

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,409.00 (-0.56%)	$106,400 (-) Land $5,000 Building $101,400	$106,400 (-) Land $5,000 Building $101,400
2023	$1,417.00	$106,400 Land $5,000 Building $101,400	$106,400 Land $5,000 Building $101,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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