Rockbridge County property record for 1705 Ridge Rd, Raphine, VA 24472
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,102 sqft · built 2015 |
| Lot Size | 2.18 acres (94,961 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $429,900 (Feb 2018) |
| Tax Bill | $3,892 (2026) |
| Deeds & Mortgages | Jul 2017 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27 14 2 |
| Primary APN | 27 14 2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,102 sqft Living Area |
| Gross Area | 5,960 sqft |
| 1st Floor Area | 2,540 sqft |
| Basement Area | 1,270 sqft |
| Finished Basement | 1,244 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 94,961 sqft (2.18 acres) |
| Terrain | Rolling |
| Garage Area | 624 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 302 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Storage Building | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 18363 |
|---|---|
| Street Address | 1705 RIDGE RD |
| City | RAPHINE |
| State | VA |
| Zip | 24472-2218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | RIDGEMORE LOT 2 |
| Legal Subdivision | RIDGEMORE |
| Legal Lot Number | 2 |
| Jurisdiction | ROCKBRIDGE VA |
| Township / Civil Division | WALKERS CREEK |
| Census Block Group | 1 |
| Census Block | 1152 |
| Census Tract | 930200 |
Source: Rockbridge County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1705 RIDGE RD, RAPHINE, VA 24472-2218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC |
| Feb 26, 2018 | Deed, Transfer · Conventional Mortgage JG WENTWORTH HOME LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2018 · Amount on Record |
| Deed Sale | Feb 26, 2018 · Amount on Record |
| Prior Sale | Apr 15, 2013 · Amount on Record |
| Deed Document Number | 2018509 |
| Prior Transfer Date | Apr 22, 2010 |
| Prior Transfer Doc | 0000001294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKBRIDGE VA |
| Property Address | 1705 RIDGE RD, RAPHINE, VA 24472-2218 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0170001998 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 170001998 |
| Name | MIDWEST EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKBRIDGE VA |
| Recording Date | Feb 26, 2018 |
| Property Address | 1705 RIDGE RD, RAPHINE, VA 24472-2218 |
| Document Number | 0180000509 |
| Map Reference | CAB 3 SL 604 |
| Instrument Date | Jan 11, 2018 |
| Instrument | 180000509 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | NOT AVAILABLE, TITLE INSURANCE IS UNKOWN TO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1705 RIDGE RD, RAPHINE, VA 24472-2218 |
| Document Number | 0180000510 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 180000510 |
| Name | JG WENTWORTH HOME LENDING INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: Rockbridge County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Rockbridge County |
| Unified School District | Rockbridge County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,892.00 | $608,100 (-) Land $61,800 Building $546,300 | $608,100 (-) Land $61,800 Building $546,300 |
| 2025 | $608,100 (-) Land $61,800 Building $546,300 | $608,100 (-) Land $61,800 Building $546,300 | |
| 2023 | $608,100 Land $61,800 Building $546,300 | $608,100 Land $61,800 Building $546,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 7, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 52 (1992–2018) |
| Claims Outside the SFHA | 2 of 52 |
| Most Recent Claim | Apr 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 82% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BARC Connects Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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