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1575 Ridge Rd, Raphine, VA 24472 Property Records

Rockbridge County property record for 1575 Ridge Rd, Raphine, VA 24472 · Last verified December 2025

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 2,211 sqft · built 2023
Lot Size2.19 acres (95,396 sqft)
Owner2 Individual Names on File
Deeds & MortgagesJun 2023 Line of Credit
Apr 2022 Transfer
Flood ZoneZone X (minimal risk)
APN27 A 45C

Property Details

APN / Parcel Number

Primary APN27 A 45C
Alternative APN
  • 20664

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,211 sqft Living Area
Basement Area2,211 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2024
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area95,396 sqft (2.19 acres)
TerrainRolling
PorchPorch
Porch Area200 sqft
Deck Area480 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number20664
Street Address1575 RIDGE RD
CityRAPHINE
StateVA
Zip24472-2216
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDAVIS STATION ROAD
JurisdictionROCKBRIDGE VA
Township / Civil DivisionWALKERS CREEK
Census Block Group1
Census Block1152
Census Tract930200

Owner

Source: Rockbridge County records · APN 27 A 45C

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-owner2 Verified Secondary Owners
Mailing Address1575 RIDGE RD, RAPHINE, VA 24472-2216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2023Deed of Trust, Mortgage · Line of Credit
CARDINAL FINANCIAL COMPANY LP
Apr 27, 2022Gift Deed, Transfer

Assessor's Deed Record

Deed Names4 Verified Names on Deed
Last Transfer DateApr 27, 2022
Transfer Doc0220001377
Record UpdatedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKBRIDGE VA
Property Address1575 RIDGE RD, RAPHINE, VA 24472-2216
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 COPPERHEAD LN, FAIRFIELD, VA 24435-2403

Mortgage

Document Number0230001390
DateJun 20, 2023
Instrument230001390
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 01, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionROCKBRIDGE VA
Recording DateApr 27, 2022
Property Address1575 RIDGE RD, RAPHINE, VA 24472-2216
Document Number0220001377
Map ReferenceCAB 5 SL 443
Instrument DateApr 13, 2022
Instrument220001377
Transaction TypeTransfer
Record UpdatedDec 11, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address747 MCCRORYS HILL, VESUVIUS, VA 24483-2707

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address85 COPPERHEAD LN, FAIRFIELD, VA 24435-2403
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Rockbridge County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateVirginia
CountyRockbridge County
Unified School DistrictRockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2025$362,600 (+598.65%) Land $51,900 Building $310,700$362,600 (-) Land $51,900 Building $310,700
2023$51,900 (-42.01%) Land $51,900$362,600 (+305.14%) Land $51,900 Building $310,700
2022$89,500 Land $89,500$89,500 Land $89,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockbridge County (51163C), updated August 7, 2006 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511639302001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Nearby Flood Policies14 in force
Nearby Flood Claims52 (1992–2018)
Claims Outside the SFHA2 of 52
Most Recent ClaimApr 2018, river or lake flooding
Claims By Storm
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 31 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 6 claims
  • Severe Storms And Flooding, Jun 1995 · 5 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 81% of Virginia
Wildfire LikelihoodAbout 1 in 787 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BARC Electric CooperativeFiber1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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