1618 Ridge Rd, Raphine, VA 24472 Property Records

Rockbridge County property record for 1618 Ridge Rd, Raphine, VA 24472

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,873 sqft · built 1925
Lot Size16.9 acres (736,164 sqft)
Owner2 Individual Names on Record
Tax Bill$1,843 (2026)
Deeds & MortgagesMay 2017 Line of Credit
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN27 10 B

Property Details

APN / Parcel Number

Primary APN27 10 B
Alternative APN
  • 1834

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,873 sqft Living Area
Gross Area2,481 sqft
1st Floor Area1,523 sqft
FlooringCeramic Tile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1959
Architectural StyleMobile/Manufactured
Exterior MaterialAsbestos
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area736,164 sqft (16.9 acres)
TerrainRolling
PorchSlab
Deck AreaDeck Area
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater
Heating FuelPropane
SewerSeptic
Water SourceWell

Location & Zoning

Account Number1834
Street Address1618 RIDGE RD
CityRAPHINE
StateVA
Zip24472-2217
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeA-2
Legal Description613 DAVIS STATION
JurisdictionROCKBRIDGE VA
Township / Civil DivisionWALKERS CREEK
Census Block Group4
Census Block4002
Census Tract930102

Owner

Source: Rockbridge County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1618 RIDGE RD, RAPHINE, VA 24472-2217
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2017Deed of Trust, Mortgage · Line of Credit
CITY NATIONAL BANK OF WEST VIRGINIA
Aug 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKBRIDGE VA
Property Address1618 RIDGE RD, RAPHINE, VA 24472-2217
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0170001240
DateMay 1, 2017
Instrument170001240
Lender
NameCITY NATIONAL BANK OF WEST VIRGINIA
TypeBank
AddressRAPHINE, VA 24472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 17, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKBRIDGE VA
Property Address1618 RIDGE RD, RAPHINE, VA 24472-2217
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1618 RIDGE RD, RAPHINE, VA 24472-2217

Mortgage

Document Number0220002669
DateAug 15, 2022
Instrument220002669
Lender
NameCITY NATIONAL BANK OF WEST VIRGINIA
TypeBank
AddressRAPHINE, VA 24472
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2042
Interest
Rate TypeAdjustable Rate
Rate5.35%
Type Change DateAug 1, 2032
Change FrequencyAnnually
Min Rate At Change3.87%
Max Rate At Change7.35%
Index1-Year T-Bill
Max Rate9.35%

Tax Assessment & Valuation

Source: Rockbridge County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRockbridge County
Unified School DistrictRockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,843.00$326,800 (-) Land $174,300 Building $152,500$326,800 (-) Land $174,300 Building $152,500
2025$326,800 (-) Land $174,300 Building $152,500$326,800 (-) Land $174,300 Building $152,500
2023$326,800 Land $174,300 Building $152,500$326,800 Land $174,300 Building $152,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2006

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 82% of Virginia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BARC Connects
Fiber
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

Nearby Streets

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