1586 Ridge Rd, Raphine, VA 24472 Property Records

Rockbridge County property record for 1586 Ridge Rd, Raphine, VA 24472

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,062 sqft · built 1782
Lot Size	24.7 acres (1,076,368 sqft)
Owner	Company Name on Record
Deeds & Mortgages	Dec 2017 Mortgage Feb 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27 10 A`

Property Details

APN / Parcel Number

Primary APN	`27 10 A`
Alternative APN	`1833`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,062 sqft Living Area
Basement Area	814 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1782
Effective Year Built	Effective 1979
Exterior Material	Brick
Foundation Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	1,076,368 sqft (24.7 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	126 sqft
Shed	1 Shed
Stable	1,512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1833
Street Address	1586 RIDGE RD
City	RAPHINE
State	VA
Zip	24472-2216
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-2
Legal Description	613 DAVIS STATION
Jurisdiction	ROCKBRIDGE VA
Township / Civil Division	WALKERS CREEK
Census Block Group	4
Census Block	4002
Census Tract	930102

Owner

Source: Rockbridge County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	15307 LORD CULPEPER CT, WOODBRIDGE, VA 22191-4937
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2017	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 6, 2020	Intrafamily Transfer, Transfer
Jan 5, 2017	Gift Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE
Jan 5, 2017	Gift Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2009
Deed Sale	May 22, 2009
Prior Sale	Jan 5, 2017
Deed Document Number	0090001801
Last Transfer Date	Feb 6, 2020
Transfer Doc	0200000347
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	1586 RIDGE RD, RAPHINE, VA 24472-2216
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170003439
Date	Dec 18, 2017
Instrument	170003439

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCKBRIDGE VA
Recording Date	Feb 6, 2020
Property Address	1586 RIDGE RD, RAPHINE, VA 24472-2216
Document Number	0200000347
Map Reference	MB 2 SL 580
Instrument Date	Jan 3, 2020
Instrument	200000347
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	15307 LORD CULPEPER CT, WOODBRIDGE, VA 22191-4937

January 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Jan 5, 2017
Property Address	1586 RIDGE RD, RAPHINE, VA 24472-2216
Document Number	0170000026
Map Reference	MB 2 SL 580
Instrument Date	Dec 20, 2016
Instrument	170000026
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1586 RIDGE RD, RAPHINE, VA 24472-2216

Mortgage

Document Number	0170000027
Date	Jan 5, 2017
Instrument	170000027

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

January 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LEXINGTON CITY VA
Recording Date	Jan 5, 2017
Property Address	1586 RIDGE RD, RAPHINE, VA 24472-2216
Document Number	170000026
Map Reference	MB 2 SL 580
Instrument Date	Dec 20, 2016
Instrument	170000026
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	NORTH AMERICAN TITLE INSURAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1586 RIDGE RD, RAPHINE, VA 24472-2216

Mortgage

Document Number	170000027
Date	Jan 5, 2017
Instrument	170000027

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Rockbridge County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Rockbridge County
Unified School District	Rockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$790,500 (-) Land $216,000 Building $574,500	$790,500 (-) Land $216,000 Building $574,500
2023	$790,500 Land $216,000 Building $574,500	$790,500 Land $216,000 Building $574,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 82% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BARC Connects Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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