1704 Watervale Rd, Fallston, MD 21047 Property Records

Harford County property record for 1704 Watervale Rd, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,262 sqft · built 1972
Lot Size	0.669 acres (29,125 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Oct 2022)
Tax Bill	$4,537 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-166953`

Property Details

APN / Parcel Number

Primary APN	`03-166953`
Alternative APNs	`3166953` `166953`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,262 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Foyer
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	29,125 sqft (0.669 acres)
Lot Dimensions	233 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Pool Area	576 sqft
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	166953
Street Address	1704 WATERVALE RD
City	FALLSTON
State	MD
Zip	21047-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 4 125X233 1704 WATERVALE ROAD SPRING HSE FRMS P 21/12
Legal Subdivision	SPRING HOUSE FARM
Legal Lot Number	4
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2001
Census Tract	303300

Owner

1704 Watervale Rd is owned and occupied by two individuals who bought it in October 2022.

Source: Harford County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1704 WATERVALE RD, FALLSTON, MD 21047-1922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP
Oct 25, 2022	Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2022 · Amount on File
Deed Sale	Oct 25, 2022 · Amount on File
Prior Sale	Sep 26, 2005 · Amount on File
Deed Book / Page	15716 / 437
Transfer Doc	0037170661
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1704 WATERVALE RD, FALLSTON, MD 21047-1922
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 WATERVALE RD, FALLSTON, MD 21047-1922

Mortgage

Document Number	0149660430
Date	Aug 18, 2021
Book Page	14966/430

Lender

Name	LENOX FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 25, 2022
Property Address	1704 WATERVALE RD, FALLSTON, MD 21047-1922
Document Number	0157160437
Book / Page	15716 / 437
Map Reference	MB GRG 21 FO 12
Instrument Date	Oct 24, 2022
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	CARTER TITLE LLC, CHARTER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1704 WATERVALE RD, FALLSTON, MD 21047-1922

Mortgage

Document Number	0157160444
Date	Oct 25, 2022
Instrument	15716-0444

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1704 Watervale Rd was $4,537, up 6.6% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,537.00 (+6.55%)	$410,800 (+1.78%)	$425,200 (+5.35%) Land $111,800 Building $313,400
2025	$4,258.00	$403,600 Land $111,800 Building $291,800	$403,600 Land $111,800 Building $291,800
2023		$366,800	$403,600 Land $111,800 Building $291,800
2022	$3,857.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1704 Watervale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1704 Watervale Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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