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  5. Watervale Rd

1709 Watervale Rd, Fallston, MD 21047 Property Records

Harford County property record for 1709 Watervale Rd, Fallston, MD 21047 · Last verified August 2026

Property Summary

Property TypeRural Home
Details5.5 ba · 4,092 sqft · built 1994
Lot Size14 acres (612,454 sqft)
Owner2 Individual Names on File
Last Sale$925,000 (Jan 2018)
Tax Bill$10,566 (2025)
Deeds & MortgagesMay 2019 Line of Credit
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-259498

Property Details

APN / Parcel Number

Primary APN03-259498
Alternative APNs
  • 3259498
  • 259498

Interior

Full Baths5.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,092 sqft Total Area
Basement Area1,500 sqft
Finished Basement1,500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area612,454 sqft (14 acres)
Garage TypeDetached
Garage Area1,800 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

Pool Area800 sqft
PorchSlab
Porch Area416 sqft
Patio Area322 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number259498
Street Address1709 WATERVALE RD
CityFALLSTON
StateMD
Zip21047-1921
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionLOT 6 14.06 AC 1709 WATERVALE ROAD FALLSTON GLEN PT 203/64
Legal SubdivisionFALLSTON GLEN
Legal Lot Number6
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group2
Census Block2000
Census Tract303300

Owner

Source: Harford County records · APN 03-259498

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1709 WATERVALE RD, FALLSTON, MD 21047-1921
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Jan 29, 2018Deed, Transfer · ARM
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 29, 2018 · Amount on Record
Deed SaleJan 29, 2018 · Amount on Record
Prior SaleDec 17, 1991 · Amount on Record
Deed Document Number201812685-0346
Deed Book / Page12685 / 346
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1709 WATERVALE RD, FALLSTON, MD 21047-1921
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0132620193
DateMay 14, 2019
Book Page13262/0193
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueMar 22, 2049

January 2018: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateJan 29, 2018
Property Address1709 WATERVALE RD, FALLSTON, MD 21047-1921
Document Number0126850346
Book / Page12685 / 0346
Map ReferenceMB JJR203 FO64
Instrument DateJan 25, 2018
Instrument12685-0346
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyAMERICAN LAND TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$13,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1709 WATERVALE RD, FALLSTON, MD 21047-1921

Mortgage

Document Number126850352
DateJan 29, 2018
Instrument12685-0352
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateFeb 01, 2028
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.62%
Index1-Year LIBOR
Max Rate8.62%

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,086,633 (+16.73%)$1,161,900 (+10.76%) Land $214,000 Building $947,900
2025$10,566.00 (+10.51%) Homeowner's exemption
2023$930,867$1,049,000 Land $214,000 Building $835,000
2022$9,561.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253033002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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