1700 Watervale Rd, Fallston, MD 21047 Property Records

Harford County property record for 1700 Watervale Rd, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,185 sqft · built 1968
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$314,000 (Mar 2009)
Tax Bill	$4,139 (2026)
Deeds & Mortgages	Apr 2026 Mortgage May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-066495`

Property Details

APN / Parcel Number

Primary APN	`03-066495`
Alternative APNs	`3066495` `066495`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,185 sqft Total Area
Basement Area	572 sqft
Finished Basement	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	232 ft deep x 139 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	066495
Street Address	1700 WATERVALE RD
City	FALLSTON
State	MD
Zip	21047-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 121/139X232 1700 WATERVALE RD N E OF FALLSTON
Legal Lot Number	1700
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2001
Census Tract	303300

Owner

1700 Watervale Rd is owned and occupied by two individuals who bought it in March 2009.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1700 WATERVALE RD, FALLSTON, MD 21047-1922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK/PINCKNEYVILLE
May 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 3, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2009 · Amount on File
Deed Sale	Mar 17, 2009 · Amount on File
Deed Document Number	20091035
Deed Book / Page	8069 / 30
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Apr 1, 2026
Property Address	1700 WATERVALE RD, FALLSTON, MD 21047-1922
Document Number	0170640451
Book / Page	17064 / 451
Instrument Date	Mar 20, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1700 WATERVALE RD, FALLSTON, MD 21047-1922

Mortgage

Document Number	1706000451,
Date	Apr 1, 2026
Book Page	17064/451

Lender

Name	FIRST NATIONAL BANK/PINCKNEYVILLE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 20, 2046

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1700 WATERVALE RD, FALLSTON, MD 21047-1922
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0123300464
Date	May 5, 2017
Book Page	12330/0464
Instrument	12330-0464

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BEL AIR, MD 21014

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	96 Months
Due	May 1, 2025

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1700 WATERVALE RD, FALLSTON, MD 21047-1922
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	CORPORATE SETTLEMENT SOLUTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0131030042
Date	Dec 27, 2018
Book Page	13103/0042

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BEL AIR, MD 21014

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 10, 2028

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1700 WATERVALE RD, FALLSTON, MD 21047-1922
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 WATERVALE RD, FALLSTON, MD 21047-1922

Mortgage

Document Number	0153930031
Date	Mar 3, 2022
Book Page	15393/31

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BEL AIR, MD 21014

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Feb 17, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 1700 Watervale Rd was $4,139 with a homeowner's exemption, up 6.7% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,139.00 (+6.68%) Homeowner's exemption	$374,333 (+1.72%)	$387,000 (+5.16%) Land $112,000 Building $275,000
2025	$3,880.00 Homeowner's exemption	$368,000 Land $112,000 Building $256,000	$368,000 Land $112,000 Building $256,000
2023		$336,200	$368,000 Land $112,000 Building $256,000
2022	$3,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1700 Watervale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1700 Watervale Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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