1702 Watervale Rd, Fallston, MD 21047 Property Records

Harford County property record for 1702 Watervale Rd, Fallston, MD 21047 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,306 sqft · built 1969
Lot Size0.666 acres (29,000 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Nov 1998)
Tax Bill$3,724 (2025)
Deeds & MortgagesSep 2019 Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN03-094863

Property Details

APN / Parcel Number

Primary APN03-094863
Alternative APNs
  • 3094863
  • 094863

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,306 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area29,000 sqft (0.666 acres)
Lot Dimensions232 ft deep x 125 ft wide
Garage TypeBuilt-in
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area732 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number094863
Street Address1702 WATERVALE RD
CityFALLSTON
StateMD
Zip21047-1922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 3 125X232 AV 1702 WATERVALE ROAD SPRING HSE FRMS P 21/12
Legal SubdivisionSPRINGHOUSE FARM
Legal Lot Number3
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group2
Census Block2001
Census Tract303300

Owner

Source: Harford County records · APN 03-094863

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1702 WATERVALE RD, FALLSTON, MD 21047-1922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2019Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV
Sep 12, 2019Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 04, 1998 · Amount on Record
Deed SaleNov 04, 1998 · Amount on Record
Deed Document Number1998915
Deed Book / Page2849 / 738
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1702 WATERVALE RD, FALLSTON, MD 21047-1922
Document Number0134960244
Instrument DateSep 12, 2019
Transaction TypeMortgage
Record UpdatedOct 28, 2019
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1702 WATERVALE RD FALLSTON MD 210471922, FALLSTON, MD 21047-1922

Mortgage

Document Number0134960244
DateOct 16, 2019
Book Page013496/000244
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term936 Months
DueOct 15, 2097
Interest
Rate TypeAdjustable Rate
Rate3.82%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1702 WATERVALE RD, FALLSTON, MD 21047-1922
Document Number0134960225
Instrument DateSep 12, 2019
Transaction TypeMortgage
Record UpdatedOct 28, 2019
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1702 WATERVALE RD FALLSTON MD 210471922, FALLSTON, MD 21047-1922

Mortgage

Document Number0134960225
DateOct 16, 2019
Book Page013496/000225
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term936 Months
DueOct 15, 2097
Interest
Rate TypeAdjustable Rate
Rate3.82%

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$357,900 (+11.53%)$370,700 (+5.46%) Land $111,800 Building $258,900
2025$3,724.00 (+9.85%) Homeowner's exemption
2023$320,900$351,500 Land $111,800 Building $239,700
2022$3,390.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253033002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 134 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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