1703 Ryan Dr, Lutz, FL 33549 Property Records

Hillsborough County property record for 1703 Ryan Dr, Lutz, FL 33549

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,555 sqft · built 1978
Lot Size	1.22 acres (53,436 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Sep 2025)
Tax Bill	$4,250 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033048-5006`

Property Details

APN / Parcel Number

Primary APN	`033048-5006`
Alternative APN	`U06271919H000000000030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,555 sqft Living Area
Gross Area	3,241 sqft
1st Floor Area	2,155 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2002
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	53,436 sqft
Lot Dimensions	289 ft deep x 161 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	4 Parking Spaces
Porch	Florida Room
Porch Area	519 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0330485006
Street Address	1703 RYAN DR
City	LUTZ
State	FL
Zip	33549-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-2
Legal Description	RHOADES WOOD ACRES LOT 3
Legal Range	19E
Legal Township	27S
Legal Section	06
Legal Subdivision	RHOADES WOOD ACRES
Legal Tract	19H
Legal Lot Number	3
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	1
Census Block	1010
Census Tract	11005

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1703 RYAN DR, LUTZ, FL 33549-4018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Nov 14, 2002 · Amount on Record
Deed Document Number	2025382130
Prior Transfer Date	Sep 25, 2003
Prior Transfer Doc	0000415597
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 3, 2025
Property Address	1703 RYAN DR, LUTZ, FL 33549-4018
Document Number	0000382130
Map Reference	MB 47 PG 51
Instrument Date	Sep 3, 2025
Instrument	2025382130
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	AMERICAN HOME TTL OF LAND O

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1549 LAKE HERON DR, LUTZ, FL 33549-8746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1703 RYAN DR, LUTZ, FL 33549-4018

Mortgage

Document Number	0000382133
Date	Sep 3, 2025
Instrument	2025382133

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,642 (+88.86%)	$546,843 (-1%) Land $253,470 Building $293,373
2025	$4,250.00 (+13.06%) Homeowner's exemption Widower's exemption	$244,436 (+5.99%)	$552,389 (+18.08%) Land $253,470 Building $298,919
2023	$3,759.00 (+2.99%) Homeowner's exemption Widower's exemption	$230,628 (+3%)	$467,794 (+5.26%) Land $202,776 Building $265,018
2022	$3,650.00 Homeowner's exemption Widower's exemption	$223,911	$444,430 Land $152,082 Building $292,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	9 (1979–2024)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20