Black Hawk County property record for 1647 E Ridgeway Ave, Waterloo, IA 50702 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1959 |
| Square Footage | 912 sqft Living Area |
| Lot Size | 10,160 sqft (0.233 acres) |
| Garage | Attached, 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,882.00 (2025) |
| Primary APN | 8913-36-382-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 912 sqft Living Area |
| 1st Floor | 912 sqft 1st Floor |
| Basement Area | 912 sqft Basement |
| Finished Basement | 450 sqft Finished |
| Unfinished Basement | 912 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,160 sqft (0.233 acres) |
| Depth X Width | 127 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 200 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1647 E RIDGEWAY AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3525 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VIEW ADDITION LOT 432 LOT 433 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 36 |
| Legal Subdivision | PLEASANT VIEW ADDITION |
| Legal Lot Number | 432,433 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 4 |
| Census Block | 4016 |
| Census Tract | 1000 |
Source: Black Hawk County records · APN 8913-36-382-015
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1647 E RIDGEWAY AVE, WATERLOO, IA 50702-3525 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 19, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance VERIDIAN CREDIT UNION |
| Aug 08, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 04, 2022 |
| Transfer Doc | 0000002183 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1647 E RIDGEWAY AVE, WATERLOO, IA 50702-3525 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000009338 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 202000009338 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 08, 2022 |
| Property Address | 1647 E RIDGEWAY AVE, WATERLOO, IA 50702-3525 |
| Document Number | 202300002183 |
| Instrument Date | Aug 04, 2022 |
| Instrument | 202300002183 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1647 E RIDGEWAY AVE, WATERLOO, IA 50702-3525 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,882.00 Homeowner's exemption | $157,080 (+9.82%) Land $27,160 Building $129,920 | $157,080 (+9.82%) Land $27,160 Building $129,920 |
| 2024 | $2,882.00 (+19.29%) | ||
| 2023 | $143,030 (+20.31%) Land $27,160 Building $115,870 | $143,030 (+20.31%) Land $27,160 Building $115,870 | |
| 2022 | $2,416.00 Homeowner's exemption | $118,880 Land $27,160 Building $91,720 | |
| 2021 | $118,880 Land $27,160 Building $91,720 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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