17010 E Summit Ave, Elkton, VA 22827 Property Records

Rockingham County property record for 17010 E Summit Ave, Elkton, VA 22827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,380 sqft · built 2020
Lot Size	0.479 acres (20,865 sqft)
Owner	Individual Name on Record
Last Sale	$255,500 (Nov 2021)
Tax Bill	$1,597 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`131-(13)-L3`

Property Details

APN / Parcel Number

Primary APN	`131-(13)-L3`
Alternative APNs	`R51219` `51219`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
Gross Area	3,160 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,865 sqft (0.479 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R51219
Street Address	17010 E SUMMIT AVE
City	ELKTON
State	VA
Zip	22827-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PASTORS COVE SBDV L3
Legal Subdivision	SUBDIVISION PLAT OF PASTORS COVE
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	STONEWALL
Census Block Group	2
Census Block	2000
Census Tract	10200

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17010 E SUMMIT AVE, ELKTON, VA 22827-1621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed, Transfer · Conventional Mortgage VBS MORTGAGE LLC
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC
Aug 6, 2019	Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Prior Sale	Aug 6, 2019 · Amount on Record
Deed Document Number	202132775
Deed Book / Page	5507 / 709
Record Updated	Sep 20, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Nov 19, 2021
Property Address	17010 E SUMMIT AVE, ELKTON, VA 22827-1621
Document Number	5507/709
Book / Page	5507 / 709
Map Reference	MB 5055 PG 153
Instrument Date	Oct 29, 2021
Instrument	2021-32775
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	WEST VIEW TITLE AGENCY INC, WEST VIEW TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17010 E SUMMIT AVE, ELKTON, VA 22827-1621

Mortgage

Document Number	202132776
Date	Nov 19, 2021
Instrument	2021-32776

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	17010 E SUMMIT AVE, ELKTON, VA 22827-1621
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	BAKERS TITLE, BANKERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5208/726
Date	Jan 31, 2020
Book Page	5208/726
Instrument	2020-02896

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company
Address	HARRISONBURG, VA 22801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 30, 2021

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	17010 E SUMMIT AVE, ELKTON, VA 22827-1621
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	BANKERS TITLE/SHENANDOAH, BANKERS TITLE SHENANDOAH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5244/450
Date	May 14, 2020
Book Page	5244/450
Instrument	2020-11282

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company
Address	HARRISONBURG, VA 22801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Aug 6, 2019
Property Address	17010 E SUMMIT AVE, ELKTON, VA 22827-1621
Document Number	5146/043
Book / Page	5146 / 043
Map Reference	MB 5055 PG 153
Instrument Date	Jul 19, 2019
Instrument	2019-19257
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	162 COMMUNITY HOUSE RD, KENTS STORE, VA 23084-2477

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Municipality	Elkton Town
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,597.00	$242,000 Land $49,000 Building $193,000	$242,000 Land $49,000 Building $193,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	14 (1985–2011)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Apr 2011 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

17010 E Summit Ave, Elkton, VA 22827 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

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Nearby Streets

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