Rockingham County property record for 16970 E Summit Ave, Elkton, VA 22827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,774 sqft · built 2022 |
| Lot Size | 0.556 acres (24,219 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,163 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 131-(13)-L2 |
| Primary APN | 131-(13)-L2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,774 sqft Living Area |
| Gross Area | 6,605 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,219 sqft (0.556 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | R51218 |
|---|---|
| Street Address | 16970 E SUMMIT AVE |
| City | ELKTON |
| State | VA |
| Zip | 22827-1683 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PASTORS COVE SBDV L2 |
| Legal Subdivision | SUBDIVISION PLAT OF PASTORS COVE |
| Jurisdiction | ROCKINGHAM VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10200 |
Source: Rockingham County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16970 E SUMMIT AVE, ELKTON, VA 22827-1683 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC |
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 16970 E SUMMIT AVE, ELKTON, VA 22827-1683 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | KVS TITLE LLC, VSTITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 005386/737 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 5386/737 |
| Instrument | 2021-06809 |
| Name | VBS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HARRISONBURG, VA 22801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 19, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 16970 E SUMMIT AVE, ELKTON, VA 22827-1683 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | VS TITLE |
| Name | Verified Name |
|---|
| Document Number | 005531/486 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 5531/486 |
| Instrument | 2022-01901 |
| Name | VBS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HARRISONBURG, VA 22801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Rockingham County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Rockingham County |
| Municipality | Elkton Town |
| Unified School District | Rockingham County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,163.00 | $327,800 Land $49,000 Building $278,800 | $327,800 Land $49,000 Building $278,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 14 (1985–2011) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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