16998 E Summit Ave, Elkton, VA 22827 Property Records

Rockingham County property record for 16998 E Summit Ave, Elkton, VA 22827

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,153 sqft · built 1974
Lot Size2.29 acres (99,927 sqft)
Owner2 Individual Names on Record
Last Sale$464,900 (Dec 2025)
Tax Bill$2,014 (2026)
Deeds & MortgagesDec 2025 Sale & Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN131-(A)-L43B

Property Details

APN / Parcel Number

Primary APN131-(A)-L43B
Alternative APNs
  • R10509
  • 10509

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,153 sqft Living Area
Gross Area4,386 sqft
Basement Area484 sqft
Finished Basement484 sqft
Unfinished Basement45 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area99,927 sqft (2.29 acres)
DrivewayPaver Driveway

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account NumberR10509
Street Address16998 E SUMMIT AVE
CityELKTON
StateVA
Zip22827-1683
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionELKTON L 43B
Legal SubdivisionELKTON
Legal Lot Number43
JurisdictionROCKINGHAM VA
Township / Civil DivisionSTONEWALL
Census Block Group2
Census Block2000
Census Tract10200

Owner

Source: Rockingham County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16998 E SUMMIT AVE, ELKTON, VA 22827-1683
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Deed, Transfer · Conventional Mortgage
LENDSURE MORTGAGE CORP
Sep 11, 2020Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2025 · Amount on Record
Deed SaleDec 19, 2025 · Amount on Record
Prior SaleSep 11, 2020 · Amount on Record
Deed Document Number202527988
Deed Book / Page5996 / 419
Record UpdatedSep 20, 2026

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionROCKINGHAM VA
Recording DateDec 19, 2025
Property Address16998 E SUMMIT AVE, ELKTON, VA 22827-1683
Document Number005996/419
Book / Page5996 / 419
Map ReferenceMB 5055 PG 153
Instrument DateDec 18, 2025
Instrument2025-27988
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyWEST VIEW TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$465.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address16998 E SUMMIT AVE, ELKTON, VA 22827-1683

Mortgage

Document Number0202527989
DateDec 19, 2025
Instrument2025-27989
Lender
NameLENDSURE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionROCKINGHAM VA
Recording DateSep 11, 2020
Property Address16998 E SUMMIT AVE, ELKTON, VA 22827-1683
Document Number5297/1
Book / Page5297 / 1
Map ReferenceMB 5055 PG 153
Instrument DateJun 26, 2020
Instrument2020-21273
Transaction TypeTransfer
Record UpdatedJun 8, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address16998 E SUMMIT AVE, ELKTON, VA 22827-1683

Mortgage

Document Number202021274
DateSep 11, 2020
Instrument2020-21274
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRockingham County
MunicipalityElkton Town
Unified School DistrictRockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,014.00 (+7.41%)$305,160 (+10.65%) Land $57,700 Building $247,460$305,160 (+10.65%) Land $57,700 Building $247,460
2025$1,875.00$275,800 Land $38,500 Building $237,300
2022$275,800 Land $38,500 Building $237,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims14 (1985–2011)
Claims Outside the SFHA2 of 14
Most Recent ClaimApr 2011 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 5 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Summit Ave

Nearby Streets

Search Property Records by Address or Parcel Number