16960 E Summit Ave, Elkton, VA 22827 Property Records

Rockingham County property record for 16960 E Summit Ave, Elkton, VA 22827

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,536 sqft · built 2020
Lot Size0.679 acres (29,577 sqft)
Owner2 Individual Names on Record
Last Sale$277,000 (Sep 2020)
Tax Bill$1,852 (2026)
Deeds & MortgagesSep 2020 Sale & Mortgage
Jun 2020 Sale
Flood ZoneZone X (minimal risk)
APN131-(13)-L1

Property Details

APN / Parcel Number

Primary APN131-(13)-L1
Alternative APNs
  • R51217
  • 51217

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,536 sqft Living Area
Gross Area2,848 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area29,577 sqft (0.679 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account NumberR51217
Street Address16960 E SUMMIT AVE
CityELKTON
StateVA
Zip22827-1683
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionPASTORS COVE SBDV L1
Legal SubdivisionSUBDIVISION PLAT OF PASTORS COVE
JurisdictionROCKINGHAM VA
Township / Civil DivisionSTONEWALL
Census Block Group2
Census Block2000
Census Tract10200

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16960 E SUMMIT AVE, ELKTON, VA 22827-1683
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Deed, Transfer · FHA Mortgage
VBS MORTGAGE LLC
Jun 3, 2020Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2020 · Amount on Record
Deed SaleSep 29, 2020 · Amount on Record
Prior SaleJun 3, 2020 · Amount on Record
Deed Document Number202023036
Deed Book / Page5306 / 336
Record UpdatedSep 20, 2026

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionROCKINGHAM VA
Recording DateSep 29, 2020
Property Address16960 E SUMMIT AVE, ELKTON, VA 22827-1683
Document Number5306/336
Book / Page5306 / 336
Map ReferenceMB 5055 PG 153
Instrument DateSep 24, 2020
Instrument2020-23036
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$277.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address16960 E SUMMIT AVE, ELKTON, VA 22827-1683

Mortgage

Document Number202023037
DateSep 29, 2020
Instrument2020-23037
Lender
NameVBS MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionROCKINGHAM VA
Recording DateJun 3, 2020
Property Address16960 E SUMMIT AVE, ELKTON, VA 22827-1683
Document Number5252/419
Book / Page5252 / 419
Map ReferenceMB 5055 PG 153
Instrument DateMay 27, 2020
Instrument2020-12673
Transaction TypeTransfer
Record UpdatedJun 8, 2021

Transaction

AmountAmount Recorded
Tax$25.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6772 MOUNTAIN GROVE RD, PENN LAIRD, VA 22846-9557

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRockingham County
MunicipalityElkton Town
Unified School DistrictRockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,852.00$280,700 Land $49,000 Building $231,700$280,700 Land $49,000 Building $231,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims14 (1985–2011)
Claims Outside the SFHA2 of 14
Most Recent ClaimApr 2011 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 5 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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